Debt & Collections
Impacts of the COVID-19 Crisis on Income and Employmen...
With many individuals finding themselves in increasingly vulnerable positions due to COVID-19, lenders must refine their policies based on their consumers’ current financial situations....
Q&A Perspective Series: Navigating the Utilities ...
The COVID-19 pandemic has created unprecedented challenges for the utilities industry. This includes the need to plan for – and be prepared to respond...
Q&A Perspective Series: The Economic Impact of CO...
The economic impact of the COVID-19 health crisis is ever-evolving and requires great flexibility and planning from lenders. Shannon Lois, Experian’s Senior Vice President,...
Q&A Perspective Series: COVID-19 and the New Lend...
The coronavirus (COVID-19) outbreak is causing widespread concern and economic hardship for consumers and businesses across the globe – including financial institutions, who have...
Experian’s 2020 Global Identity and Fraud Report...
Security. Convenience. Personalization. Finding the balance between these three priorities is key to creating a safe and low-friction customer experience. We surveyed more than...
A Ticket to the Future: Top Trends, the Latest Tech, M...
Update: After closely monitoring updates from the WHO, CDC, and other relevant sources related to COVID-19, we have decided to cancel our 2020 Vision...
Recession Readiness Checklist...
Do you have 20/20 vision when it comes to the readiness of your organization? How financially healthy are your customers today? They are likely...
2020 Top Trends for Financial Services to Kick Off the...
It may be a new decade of disruption, but one thing remains constant – the consumer is king. As such, customer experience (and continually...
Don’t Fall Victim to Credit Ghosting...
If you’ve been on the dating scene in the last few years, you’re probably familiar with ghosting. For those of you who aren’t, I’ll...
State of Credit 2019: Rounding Out the Decade...
As consumers prepare for the next decade, we look at how we’re rounding out this year. The results? The average American credit score is...
Customer Loyalty and Fluidity in AFS and Traditional L...
Article written by Melanie Smith, Senior Copywriter, Experian Clarity Services, Inc. It’s been almost a decade since the Great Recession in the United States...
It’s Getting Late Early Around Here...
Retailers are already starting to display their Christmas decorations in stores and it’s only early November. Some might think they are putting the cart...
An Update on the Proposed CFPB Debt Collection Regulat...
To provide consumers with clear-cut protections against disturbance by debt collectors, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM)...
Are You Ready for the New CFPB Regulation?...
Earlier this year, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM) to implement the Fair Debt Collection Practices Act...
Streamline Your Collections Processes with Advanced An...
The fact that the last recession started right as smartphones were introduced to the world gives some perspective into how technology has changed over...