Credit Lending

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Credit reports and conventional credit scores give lenders a strong starting point for evaluating applicants and managing risk. But today’s competitive environment often requires...

May 24, 2022 by Laura Burrows

From awarding bonus points on food delivery purchases to incorporating social media into their marketing efforts, credit card issuers have leveled up their acquisition...

May 17, 2022 by Theresa Nguyen

Many financial institutions have made inclusion a strategic priority to expand their reach and help more U.S. consumers access affordable financial services. To drive...

May 12, 2022 by Guest Contributor

Cryptocurrency scams are on the rise as digital currencies gain popularity. The decentralized nature of these currencies makes them equally attractive to both legitimate...

May 9, 2022 by Alison Kray

Experian’s latest Global Insights Report found that more than half of consumers have increased their online spending in the last three months, and 50%...

April 27, 2022 by Alison Kray

The Marketing Rule of Seven means it usually takes at least seven impressions before a consumer is compelled to act. When extending firm offers...

April 26, 2022 by Theresa Nguyen

It’s one thing to make a corporate commitment to financial inclusion, but quite another to set specific goals and measure outcomes. What goals should...

April 19, 2022 by Guest Contributor

“Disruption has caused enormous amounts of innovation,” said Jennifer Schulz, CEO of Experian, North America. “We must continue to be the disruptors in our...

April 12, 2022 by Stefani Wendel

Rewards are among the most appealing features of any credit card. While upfront benefits, like sign-up bonuses and cashback, are most influential in card...

April 11, 2022 by Theresa Nguyen

For decades, the credit scoring system has relied on traditional data that only examines existing credit captured on a credit report – such as...

April 5, 2022 by Guest Contributor

At Experian, we know that financial institutions, fintechs and lenders across the entire spectrum – small, medium and large, are further exploring and adopting...

March 31, 2022 by Kim Le

In today’s evolving and competitive market, the stakes are high to deliver both quantity and quality. That is, to deliver growth goals while increasing...

March 30, 2022 by Stefani Wendel

As credit volumes recover from lows observed in 2021, lenders face new challenges – from increasing demand in customer expectations, to heightened competition, market...

March 11, 2022 by Kim Le

As more consumers apply for credit and increase their spending1, lenders and financial institutions have an opportunity to expand their portfolios and improve profitability....

March 8, 2022 by Theresa Nguyen

Lenders are under pressure to improve access to financial services, but can it also be a vehicle for driving growth? With the global pandemic...

March 8, 2022 by Guest Contributor