Credit Lending

Loading...
Experian Launches Sure Profile...

To combat the growing threat of synthetic identity fraud, Experian recently announced the launch of Sure ProfileTM, a revolutionary change to the credit profile...

Read More Experian Launches Sure Profile
Impacts of the COVID-19 Crisis on Income and Employmen...

With many individuals finding themselves in increasingly vulnerable positions due to COVID-19, lenders must refine their policies based on their consumers’ current financial situations....

Read More Impacts of the COVID-19 Crisis on Income and Employment
What Do Acquisitions Look Like Post COVID-19?...

The largest industry disruptor was a surprise to everyone. Where bets may have been placed on digital transformation, automated decisioning, or better omni-channel programs,...

Read More What Do Acquisitions Look Like Post COVID-19?
Validating Consumer Credit Scores in a Time of Extreme...

This is the third in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

Read More Validating Consumer Credit Scores in a Time of Extreme Uncertainty
Q&A Perspective Series: The Economic Impact of CO...

The economic impact of the COVID-19 health crisis is ever-evolving and requires great flexibility and planning from lenders. Shannon Lois, Experian’s Senior Vice President,...

Read More Q&A Perspective Series: The Economic Impact of COVID-19
Q&A Perspective Series: Credit and Lending During...

The current pandemic will affect the way financial institutions lend and provide credit. Shawn Rife, Experian’s Director of Product Scoring, discusses the ways that...

Read More Q&A Perspective Series: Credit and Lending During COVID-19
Check FCRA Compliance Off Your List...

When running a credit report on a new applicant, you must ensure Fair Credit Reporting Act (FCRA) compliance before accessing, using and sharing the...

Read More Check FCRA Compliance Off Your List
Introducing the new CrossCore®...

This week, Experian released a new version of our CrossCore® digital identity and fraud risk platform, adding new tools and functionality to help businesses...

Read More Introducing the new CrossCore®
Data Reporting and Guidelines Under COVID-19...

Last week, the unemployment rate soared past 20%, with over 30 million job losses attributed to the COVID-19 pandemic. As a result, many consumers...

Read More Data Reporting and Guidelines Under COVID-19
Case Study: Giving Consumers the Credit They Deserve...

Today’s lending market has seen a significant increase in alternative business lending, with companies utilizing new data assets and technology. As the lending landscape...

Read More Case Study: Giving Consumers the Credit They Deserve
Q&A Perspective Series: Lending While Focusing on...

This is the next article in our series about how to handle the economic downturn – this time focusing on how to prevent fraud...

Read More Q&A Perspective Series: Lending While Focusing on Fraud Prevention During COVID-19
Q&A Perspective Series: COVID-19 and the New Lend...

The coronavirus (COVID-19) outbreak is causing widespread concern and economic hardship for consumers and businesses across the globe – including financial institutions, who have...

Read More Q&A Perspective Series: COVID-19 and the New Lending Frontier
Predicting Consumer Payment Behavior in a Time of Extr...

This is the second in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

Read More Predicting Consumer Payment Behavior in a Time of Extreme Uncertainty
Q&A Perspective Series: Supporting Small Business...

With new legislation, including the Coronavirus Aid, Relief, and Economic Security (CARES) Act impacting how data furnishers will report accounts, and government relief programs...

Read More Q&A Perspective Series: Supporting Small Businesses During COVID-19
Effectively Scoring Credit Risk in Today’s Economic En...

In the face of severe financial stress, such as that brought about by an economic downturn, lenders seeking to reduce their credit risk exposure...

Read More Effectively Scoring Credit Risk in Today’s Economic Environment