Credit Lending
Audio: Support Your Borrowers and Reduce Portfolio Vol...
In today’s uncertain economic environment, the question of how to reduce portfolio volatility while still meeting consumers’ needs is on every lender’s mind. With...
The State of the Economy in July 2020...
As the COVID-19 pandemic continues to create uncertainty for the U.S. economy, different states and industries have seen many changes with each passing month....
Audio: Make Your Fraud Plan Recession-Ready – Yo...
Experian’s Chris Ryan and Bobbie Paul recently re-joined David Mattei from Aite to discuss how emerging fraud trends and changes in consumer behavior will...
How to Detect and Prevent Fraud Rings...
Every few months we hear in the news about a fraud ring that has been busted here in the U.S. or in another part...
Audio: Make Your Fraud Plan Recession-Ready – Yo...
Experian’s own Chris Ryan and Bobbie Paul recently joined David Mattei from Aite to discuss the latest research and insights into emerging fraud schemes...
Experian Launches Sure Profile...
To combat the growing threat of synthetic identity fraud, Experian recently announced the launch of Sure ProfileTM, a revolutionary change to the credit profile...
Impacts of the COVID-19 Crisis on Income and Employmen...
With many individuals finding themselves in increasingly vulnerable positions due to COVID-19, lenders must refine their policies based on their consumers’ current financial situations....
What Do Acquisitions Look Like Post COVID-19?...
The largest industry disruptor was a surprise to everyone. Where bets may have been placed on digital transformation, automated decisioning, or better omnichannel programs,...
Validating Consumer Credit Scores in a Time of Extreme...
This is the third in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....
Q&A Perspective Series: The Economic Impact of CO...
The economic impact of the COVID-19 health crisis is ever-evolving and requires great flexibility and planning from lenders. Shannon Lois, Experian’s Senior Vice President,...
Q&A Perspective Series: Credit and Lending During...
The current pandemic will affect the way financial institutions lend and provide credit. Shawn Rife, Experian’s Director of Product Scoring, discusses the ways that...
Check FCRA Compliance Off Your List...
When running a credit report on a new applicant, you must ensure Fair Credit Reporting Act (FCRA) compliance before accessing, using and sharing the...
Introducing the new CrossCore®...
This week, Experian released a new version of our CrossCore® digital identity and fraud risk platform, adding new tools and functionality to help businesses...
Data Reporting and Guidelines Under COVID-19...
Last week, the unemployment rate soared past 20%, with over 30 million job losses attributed to the COVID-19 pandemic. As a result, many consumers...
Case Study: Giving Consumers the Credit They Deserve...
Today’s lending market has seen a significant increase in alternative business lending, with companies utilizing new data assets and technology. As the lending landscape...