Credit Lending
State of Credit 2020: Consumer Credit During COVID-19...
In what has been an unprecedented year, marked by a global pandemic and a number of economic and personal challenges for both businesses and...
Stopping Synthetic Identity Fraud Before It Starts...
The CU Times recently reported on a nationwide synthetic identity fraud ring impacting several major credit unions and banks. Investigators for the Federal and...
Prescreen Marketing in Today’s Economic Environm...
As industry experts are still unsure when the economy will fully recover, re-entry into marketing preapproved credit offers seems like a far-off proposal. However,...
2020 State of Alternative Credit Data...
Big data is bringing changes to the way credit scores are reported and making it easier for lenders to find creditworthy consumers, and for...
Q&A Perspective Series: Effective Decisioning Dur...
Changing consumer behaviors caused by the COVID-19 pandemic have made it difficult for businesses to make good lending decisions. Maintaining a consistent lending portfolio...
Subprime Borrowers Locked Out of Loans? That Might Not...
As subprime originations decrease, some think that subprime consumers are being locked out of the automotive finance market, but that’s not the whole s......
Responding to and Recovering from the COVID-19 Recessi...
This is the fourth in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....
Tracking State-Level Recoveries...
Since the start of the COVID-19 health crisis, gross domestic product (GDP) has continued to fall in the U.S. In fact, the GDP collapsed...
Synthetic Identity Fraud and COVID-19...
In 2015, U.S. card issuers raced to start issuing EMV (Europay, Mastercard, and Visa) payment cards to take advantage of the new fraud prevention...
Global Insights Report: Changing Consumer Behaviors an...
The COVID-19 pandemic created a global shift in the volume of online activity and experiences over the past several months. Not only are consumers...
Audio: Support Your Borrowers and Reduce Portfolio Vol...
In today’s uncertain economic environment, the question of how to reduce portfolio volatility while still meeting consumers’ needs is on every lender’s mind. With...
The State of the Economy in July 2020...
As the COVID-19 pandemic continues to create uncertainty for the U.S. economy, different states and industries have seen many changes with each passing month....
Audio: Make Your Fraud Plan Recession-Ready – Yo...
Experian’s Chris Ryan and Bobbie Paul recently re-joined David Mattei from Aite to discuss how emerging fraud trends and changes in consumer behavior will...
How to Detect and Prevent Fraud Rings...
Every few months we hear in the news about a fraud ring that has been busted here in the U.S. or in another part...
Audio: Make Your Fraud Plan Recession-Ready – Yo...
Experian’s own Chris Ryan and Bobbie Paul recently joined David Mattei from Aite to discuss the latest research and insights into emerging fraud schemes...