Credit Lending

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This article was updated on March 12, 2024. The number of decisions that a business must make in the marketing space is on the...

March 12, 2024 by Julie Lee

This article was updated on March 11, 2024. As a lender, it’s important to understand a consumer’s credit behavior and whether it’s improving or...

March 11, 2024 by Natalie Daukas

This article was updated on March 7, 2024. Like so many government agencies, the U.S. military is a source of many acronyms. Okay, maybe...

March 7, 2024 by Sameer Gavankar

This article was updated on March 6, 2024. Advances in analytics and modeling are making credit risk decisioning more efficient and precise. And while...

March 6, 2024 by Julie Lee

This article was updated on February 28, 2024. There’s always a risk that a borrower will miss or completely stop making payments. And when...

February 28, 2024 by Julie Lee

This article was updated on February 21, 2024. With the rise of technology and data analytics in the financial industry today, it’s no longer...

February 21, 2024 by Theresa Nguyen

Developing machine learning (ML) credit risk models can be more challenging than traditional credit risk modeling approaches. But once deployed, ML models can increase...

February 20, 2024 by Julie Lee

As a community bank or credit union, your goal is to provide personalized care and attention to your customers and members while effectively managing...

February 14, 2024 by Ted Wentzel

This article was updated on February 13, 2024. Traditional credit data has long been a reliable source for measuring consumers’ creditworthiness. While that’s not...

February 13, 2024 by Laura Burrows

This article was updated on February 12, 2024. The Buy Now, Pay Later (BNPL) space has grown massively over the last few years. But...

February 12, 2024 by Alison Hillendahl

This article was updated on February 6, 2024. Lenders looking to gain a competitive edge need to improve their credit underwriting process in the...

February 6, 2024 by Julie Lee

This article was updated on January 30, 2024. Income verification is a critical step in determining a consumer’s ability to pay. The challenge is...

January 30, 2024 by Theresa Nguyen

This article was updated on January 23, 2024. Sometimes you have to break from tradition and look to modern solutions to address modern problems....

January 23, 2024 by Julie Lee

In today’s highly competitive landscape, credit card issuers face the challenge of optimizing portfolio profitability while also effectively managing their overall risk. Financial institutions...

January 22, 2024 by Lauren Makowski

While today’s consumers expect a smooth, frictionless digital experience, many financial institutions still rely on outdated technology and manual reviews to acquire new customers....

December 19, 2023 by Theresa Nguyen

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