Credit Lending
AFSA Partner Webinar: The Key to Unlocking the Credit ...
Millions of consumers lack credit history and/or have difficulty obtaining credit from mainstream financial institutions. As a result, the use of expanded Fair Credit...
2021 AFSA Independents Conference: Building the New No...
As lenders and consumers emerge from the pandemic, predicting the attributes of the “new normal” will be difficult. Consumer demand, credit characteristics and economic...
The Pros and Cons of Manual Fraud Reviews...
Lately, I’ve been surprised by the emphasis that some fraud prevention practitioners still place on manual fraud reviews and treatment. With the market’s intense...
Leveraging real-time income and employment verificatio...
For credit unions, having the right income and employment verification tools in place helps to create an application process that is easy and low...
Five Fraud Threats to Watch for During Economic Recove...
Earlier this year, we shared our predictions for five fraud threats facing businesses in 2021. Now that we’ve reached the midpoint of the year...
Preventing Account Opening Fraud...
As stimulus-generated fraud wanes, we anticipate a return of more traditional forms of fraud, including account opening fraud. As businesses embrace the digital evolution...
Capturing the Digital Identity Evolution Through a Lay...
Over the past year and a half, the development of digital identity has shifted the ways businesses interact with consumers. Companies across every industry...
Experian’s Global Decisioning Report 2021: Navigating ...
The pandemic changed nearly everything – and consumer credit is no exception. Data, analytics, and credit risk decisioning are gaining an even more significant...
Three Reasons the Income and Employment Verification S...
This is an exciting time as quarantine restrictions lift and businesses start to fully reopen. However, there is still uncertainty in the mortgage market....
Taking Effect Soon: California Senate Bill 1157...
SB 1157—a new California Senate Bill—requires operators of multifamily units in California that receive federal, state or local subsidies to offer each resident in...
LendIt Fintech 2021 Panel: Post-COVID Lending with Exp...
Fintechs have been an enormously disruptive force of change in financial services over the past 10 years. From digital payments, lending, insurance, digital banks,...
Sustainable Growth: Three Things Credit Unions Should ...
For credit unions of all sizes, choosing a strategic partner with the right tools, capabilities, and industry expertise to support growth while minimizing expenses...
Grow credit portfolios during deposit account originat...
To grow in today’s economic climate and beat the competition, financial institutions need to update their acquisition and cross-sell strategies. By doing so, they...
Four Key Tips in the Fight Against Fraud for Credit Un...
In today’s digital-first environment, fraud threats are growing in sophistication and scope. It’s critical for credit unions to not only understand the specific threats...
Improving Fraud Detection by Increasing Identity Layer...
The sharp uptick in fraud that coincided with the digital evolution made it clear that banks, credit unions, and fintechs need to invest in...