Credit Lending

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“Learn how to learn.” One of Zack Kass’, AI futurist and one of the keynote speakers at Vision 2024, takeaways readily embodies a sentiment...

Published: May 22, 2024 by Stefani Wendel

With e-commerce booming and more transactions occurring online, the threat of chargeback fraud has never been more significant. In this article, we’ll explore chargeback...

Published: May 21, 2024 by Julie Lee

In the dynamic consumer credit landscape, understanding emerging trends is paramount for fintechs to thrive. Experian’s latest fintech trends report provides deep insights into...

Published: May 20, 2024 by Laura Davis

Open banking is revolutionizing the financial services industry by encouraging a shift from a closed model to one with greater transparency, competition, and innovation....

Published: April 25, 2024 by Laura Burrows

In the previous episode of “The Chrisman Commentary” podcast, Joy Mina, Director of Product Commercialization at Experian, talked about the benefits of a waterfall...

Published: April 16, 2024 by Ted Wentzel

For lenders, first payment default (FPD) is more than just financial jargon; it’s a crucial metric in assessing credit risk. This blog post will...

Published: April 10, 2024 by Theresa Nguyen

To say “yes” to consumers faster and more efficiently, financial institutions need flexible access to instant income and employment verification data. In an episode...

Published: March 19, 2024 by Ted Wentzel

This article was updated on March 12, 2024. The number of decisions that a business must make in the marketing space is on the...

Published: March 12, 2024 by Julie Lee

This article was updated on March 11, 2024. As a lender, it’s important to understand a consumer’s credit behavior and whether it’s improving or...

Published: March 11, 2024 by Natalie Daukas

This article was updated on March 7, 2024. Like so many government agencies, the U.S. military is a source of many acronyms. Okay, maybe...

Published: March 7, 2024 by Sameer Gavankar

This article was updated on March 6, 2024. Advances in analytics and modeling are making credit risk decisioning more efficient and precise. And while...

Published: March 6, 2024 by Julie Lee

This article was updated on February 28, 2024. There’s always a risk that a borrower will miss or completely stop making payments. And when...

Published: February 28, 2024 by Julie Lee

This article was updated on February 21, 2024. With the rise of technology and data analytics in the financial industry today, it’s no longer...

Published: February 21, 2024 by Theresa Nguyen

Developing machine learning (ML) credit risk models can be more challenging than traditional credit risk modeling approaches. But once deployed, ML models can increase...

Published: February 20, 2024 by Julie Lee

As a community bank or credit union, your goal is to provide personalized care and attention to your customers and members while effectively managing...

Published: February 14, 2024 by Ted Wentzel

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