Credit Lending

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Four Key Tips in the Fight Against Fraud for Credit Un...

In today’s digital-first environment, fraud threats are growing in sophistication and scope. It’s critical for credit unions to not only understand the specific threats...

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Improving Fraud Detection by Increasing Identity Layer...

The sharp uptick in fraud that coincided with the digital evolution made it clear that banks, credit unions, and fintechs need to invest in...

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Digitalization Trends: 2021 Insights...

Digitalization, also known as the process of using digital technology to provide new opportunities for revenue and growth, continues to remain a top priority...

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Benefits of eCBSV...

For the last several months, Experian has participated as the only credit bureau in the pilot of the electronic Consent Based Social Security Number...

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Global Insights Report: The Impact of COVID-19 on Cons...

According to Experian’s latest Global Insights Report, 38% of consumers expect to increase their online activity in the next 12 months. The report also...

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The Future of Debt Collections...

Dealing with challenges is part of the collections process. But in today’s economic environment, there are even more barriers to overcome. Since it is...

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Components of Good Performance Reports...

When I worked as a junior analyst for one of the largest credit card issuers in the United States, the chief credit risk officer...

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Inactive Credit Card Accounts...

Inactive credit card accounts are defined as credit cards that were approved, opened and never used by account holders. They also include credit card...

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4 Steps to Avoid Lending FOMO for Fintechs and FIs...

With 2020 firmly behind us and multiple COVID-19 vaccines being dispersed across the globe, many of us are entering 2021 with a bit of, dare we...

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Credit Cards in a Credit Union Portfolio...

Credit cards are the most widely available credit products offered to millions of consumers today. For many consumers, owning a credit card is a...

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Solving the Fraud Problem: What is Synthetic Identity ...

Recently, I shared articles about the problems surrounding third-party and first-party fraud. Now I’d like to explore a hybrid type – synthetic identity fraud...

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2021 Trends for Financial Services...

2020 is finally over – been there, done that. And while it seems safe to say most everyone is all too eager to kick...

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Guide to Going Beyond the Credit Score...

No two customers are the same. That’s why it’s important to go beyond the traditional credit score for a closer look at each consumer’s...

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North America Trends Report...

It’s clear that the digital transformation we experienced this year is here to stay. While there are many positives associated with this transformation –...

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Solving the Fraud Problem: What is First-Party Fraud?...

A few weeks ago, I shared the first in a series of articles about understanding the different types of fraud and how to solve...

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