Credit Lending

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External fraud generally results from deceptive activity intended to produce financial gain that is carried out by an individual, a group of people or...

September 19, 2022 by Chris Ryan

What is elder abuse fraud? Financial abuse is reportedly the fastest-growing form of elder abuse, leaving many Americans vulnerable to theft scams, and putting...

September 15, 2022 by Alison Hillendahl

Traditional credit data has long been a reliable source for measuring consumers’ creditworthiness. While that’s not changing, new types of alternative credit data are...

September 8, 2022 by Laura Burrows

As marketers, we know that more knowledge enables us to be targeted and relevant. But to target more accurately and create a better customer...

August 30, 2022 by Theresa Nguyen

The number of decisions that a business must make in the marketing space is on the rise: which audience to target, what is the...

August 24, 2022 by Julie Lee

Rapid improvements in technology and the rise in online activity are driving higher consumer expectations for fast and frictionless digital experiences. And yet, only...

August 22, 2022 by Theresa Nguyen

From desktops and laptops to smartphones and tablets, consumers leverage multiple devices when engaging with businesses. For financial institutions, it’s important to identify and...

August 16, 2022 by Theresa Nguyen

Even before the COVID-19 pandemic, many Americans lacked equal access to financial products and services — from tapping into affordable banking services to credit...

August 4, 2022 by Guest Contributor

There’s no magic solution to undoing the decades of policies and prejudices that have kept certain communities unable to fully access our financial and...

July 28, 2022 by Corliss Hill

Income verification is a critical step in determining a consumer’s ability to pay. The challenge, however, is conducting verification of income in a way...

July 19, 2022 by Theresa Nguyen

Until recently, lenders primarily used traditional data, or the data contained in Experian’s and other credit bureaus’ core credit files, for their lending-related decisions....

July 12, 2022 by Laura Burrows

To drive profitable growth and customer retention in today’s highly competitive landscape, businesses must create long-term value for consumers, starting with their initial engagement....

June 28, 2022 by Theresa Nguyen

Experian recently attended Fintech Nexus USA, formally known as LendIt Fintech USA, the leading event for innovation in financial services. The event was held...

June 27, 2022 by Kara Nieberlein

These days, the call for financial inclusion is being answered by a disruptive force of new financial products and services. From fintech to storied institutional players,...

June 23, 2022 by Guest Contributor

Previously, the Global Identity and Fraud Report called for businesses to meet consumer expectations for online recognition and security while improving the digital experience....

June 23, 2022 by Alison Hillendahl