Credit Lending
Experian Launches Sure Profile...
To combat the growing threat of synthetic identity fraud, Experian recently announced the launch of Sure ProfileTM, a revolutionary change to the credit profile...
Impacts of the COVID-19 Crisis on Income and Employmen...
With many individuals finding themselves in increasingly vulnerable positions due to COVID-19, lenders must refine their policies based on their consumers’ current financial situations....
What Do Acquisitions Look Like Post COVID-19?...
The largest industry disruptor was a surprise to everyone. Where bets may have been placed on digital transformation, automated decisioning, or better omni-channel programs,...
Validating Consumer Credit Scores in a Time of Extreme...
This is the third in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....
Q&A Perspective Series: The Economic Impact of CO...
The economic impact of the COVID-19 health crisis is ever-evolving and requires great flexibility and planning from lenders. Shannon Lois, Experian’s Senior Vice President,...
Q&A Perspective Series: Credit and Lending During...
The current pandemic will affect the way financial institutions lend and provide credit. Shawn Rife, Experian’s Director of Product Scoring, discusses the ways that...
Check FCRA Compliance Off Your List...
When running a credit report on a new applicant, you must ensure Fair Credit Reporting Act (FCRA) compliance before accessing, using and sharing the...
Introducing the new CrossCore®...
This week, Experian released a new version of our CrossCore® digital identity and fraud risk platform, adding new tools and functionality to help businesses...
Data Reporting and Guidelines Under COVID-19...
Last week, the unemployment rate soared past 20%, with over 30 million job losses attributed to the COVID-19 pandemic. As a result, many consumers...
Case Study: Giving Consumers the Credit They Deserve...
Today’s lending market has seen a significant increase in alternative business lending, with companies utilizing new data assets and technology. As the lending landscape...
Q&A Perspective Series: Lending While Focusing on...
This is the next article in our series about how to handle the economic downturn – this time focusing on how to prevent fraud...
Q&A Perspective Series: COVID-19 and the New Lend...
The coronavirus (COVID-19) outbreak is causing widespread concern and economic hardship for consumers and businesses across the globe – including financial institutions, who have...
Predicting Consumer Payment Behavior in a Time of Extr...
This is the second in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....
Q&A Perspective Series: Supporting Small Business...
With new legislation, including the Coronavirus Aid, Relief, and Economic Security (CARES) Act impacting how data furnishers will report accounts, and government relief programs...
Effectively Scoring Credit Risk in Today’s Economic En...
In the face of severe financial stress, such as that brought about by an economic downturn, lenders seeking to reduce their credit risk exposure...