Credit Lending

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First wave of Gen Z entering credit ranks...

Millennials have long been the hot topic over the course of the past few years with researchers, brands and businesses all seeking to understand...

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Real-time credit decisions: Putting big data to work...

Call it big data, smart data or evidence-based decision-making. It’s not just the latest fad, it’s the future of how business will be guided...

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What bubble?...

Subprime vehicle loans When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” But what is the...

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The State of Credit Unions in 2017...

How do credit unions stack up in a pack filled with heavy-hitting banks and aggressive online lenders? Do credit scores, debt levels and utilization...

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What bubble? Subprime vehicle loans hit Q1 10-year low...

When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” There’s always someone who claims that the...

Read More What bubble? Subprime vehicle loans hit Q1 10-year low; 30-day delinquencies drop
Credit cards, credit lines, credit scores...

Analyzing credit scores and card balances According to a study by VantageScore® Solutions LLC, consumers with credit scores between 601 and 650 carry the...

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Time to upgrade your credit score solution...

The 1990s brought us a wealth of innovative technology, including the Blackberry, Windows 98, and Nintendo. As much as we loved those inventions, we...

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Experian helps automotive dealers make smarter adverti...

Today is a great day for Experian and our automotive clients. We’ve been working with String Automotive for several years, and have now taken...

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Summer Spending: Credit is king for vacationers...

Weekend getaways, beach vacations and summer camp are all part of the beauty of summer. But they can come with a hefty price tag,...

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The intel you need on people-based marketing...

There are about as many definitions for people-based marketing as there are companies using the term. Each company seems to skew the definition to fit...

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Auto loan originations are slowing, now what?...

For an industry that has grown accustomed to sustained year-over-year growth, recent trends are concerning. The automotive industry continued to make progress in the fourth...

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Making smarter credit decisions...

Credit reports provide a wealth of information. But did you know credit attributes are the key to extracting critical intelligence from each credit report?...

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#ExperianVision 2017: Final Recap...

The final day of Vision 2017 brought a seasoned group of speakers to discuss a wide range of topics. In just a few short...

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Bringing machine learning to data analytics...

Risk analysts are insatiable consumers of big data who require better intelligence to develop market insights, evaluate risk and confirm business strategies. While every...

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#ExperianVision 2017: Day 2 Recap...

In just a few short hours, Vision attendees immersed themselves into the depths of the economy, risk models, specialty finance data, credit invisibles, student...

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