Credit Lending

Loading...

Despite economic uncertainty, new-customer acquisition remains a high priority in the banking industry, especially with increasing competition from fintech and big tech companies. For...

April 24, 2023 by Theresa Nguyen

 With nearly seven billion credit card and personal loan acquisition mailers sent out last year, consumers are persistently targeted with pre-approved offers, making...

April 18, 2023 by Laura Burrows

There’s an undeniable link between economic and fraud trends. During times of economic stress, fraudsters engage in activities specifically designed to target strained consumers...

March 22, 2023 by Alison Hillendahl

There’s always a risk that a borrower will miss or completely stop making payments. And when lending is your business, quantifying that credit risk...

March 21, 2023 by Julie Lee

A data-driven customer experience certainly has a nice ring, but can your organization deliver on the promise? What we’re really getting at is whether...

March 16, 2023 by Theresa Nguyen

Recent statistics certainly illustrate why many renters are feeling anxious lately. More than 40% of renter households in the U.S. — that’s 19 million...

February 28, 2023 by Manjit Sohal

In a dynamic, consumer-driven market, speed and agility are essential to providing seamless customer experiences. However, many financial institutions are still relying on legacy...

February 28, 2023 by Theresa Nguyen

With the new year comes new goals, new accomplishments and new opportunities. And while new things are often associated with growth and success, nurturing...

February 22, 2023 by Theresa Nguyen

How businesses respond to economic uncertainty can determine whether they get ahead or fall behind. To better prepare for the coming months, you must...

February 6, 2023 by Laura Burrows

Putting customers at the center of your credit marketing strategy is key to achieving higher response rates and building long-term relationships. To do this,...

January 30, 2023 by Theresa Nguyen

Alternative credit scoring has become mainstream — and for good reasons. These scoring models could help nearly 50 million consumers who don’t meet the...

January 26, 2023 by Laura Burrows

From chatbots to image generators, artificial intelligence (AI) has captured consumers’ attention and spurred joy — and sometimes a little fear. It’s not too...

January 18, 2023 by Julie Lee

With an abundance of loan options in today’s market, retaining customers can be challenging for banks and credit unions, especially small or regional institutions....

December 19, 2022 by Theresa Nguyen

Financial institutions have gone through a whirlwind in the last few years, with the pandemic forcing many to undergo digital transformations. More recently, rising...

December 8, 2022 by Guest Contributor

Conventional credit scoring systems are based on models developed over six decades. As consumer behavior evolves, it’s important to seek newer, fresher sources of...

December 6, 2022 by Corliss Hill

Subscribe to our Experian Insights blog

Don't miss out on the latest industry trends and insights!
Subscribe