Credit Lending

Loading...

From science fiction-worthy image generators to automated underwriting, artificial intelligence (AI), big data sets and advances in computing power are transforming how we play...

September 13, 2023 by Julie Lee

This article was updated on September 8, 2023. Prescreen, prequalification and preapproval. The terms sound similar, but lenders beware. These credit solutions are quite...

September 8, 2023 by Stefani Wendel

In the fast-paced world of lending and financial services, digital income verification processes play a crucial role in assessing customer eligibility and mitigating risk....

September 6, 2023 by Scott Hamlin

Investing in a strong customer acquisition strategy is critical to attracting leads and converting them into high-value customers. In this blog post, we’ll be...

August 22, 2023 by Theresa Nguyen

It’s no secret that the banking industry is essential to a thriving economy. However, the nature of the industry makes it prone to various...

August 15, 2023 by Laura Burrows

Evolving technologies and rising consumer expectations for fast, frictionless experiences highlight an opportunity for credit unions to advance their decisioning and stand out in...

July 24, 2023 by Theresa Nguyen

52 percent of banks report high levels of concern about fraud, making fraud detection in banking top-of-mind. Banking fraud prevention can seem daunting, but...

July 19, 2023 by Alison Hillendahl

Credit risk management best practices have been established and followed for years, but new technology and data sources offer lenders an opportunity to refine their credit...

July 11, 2023 by Laura Burrows

In today’s changing economy, banks of all sizes are growing more budget conscious, leading many to pull back on their credit marketing spend. But...

June 26, 2023 by Theresa Nguyen

Credit portfolio management has often involved navigating uncertainty, but some periods are more extreme than others. With the right data and analytics you can...

June 15, 2023 by Laura Burrows

The unsecured personal loan, one of the most popular products in the financial space, has seen ebbs and flows over the last several years...

June 1, 2023 by Laura Davis

Every data-driven organization needs to turn raw data into insights and, potentially, foresight. There was a time when lack of data was a hindrance,...

May 31, 2023 by Julie Lee

On average, the typical global consumer owns three or more connected devices.1 80% of consumers bounce between devices, while 31% who turned to digital...

May 25, 2023 by Theresa Nguyen

To reach customers in our modern, diverse communications landscape, it’s not enough to send out one-size-fits-all marketing messages. Today’s consumers value and continue to...

May 19, 2023 by Theresa Nguyen

The science of turning historical data into actionable insights is far from magic. And while organizations have successfully used predictive analytics for years, we’re...

April 27, 2023 by Julie Lee

Subscribe to our Experian Insights blog

Don't miss out on the latest industry trends and insights!
Subscribe