Data & Analytics

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Click here to watch our recent webinar on first-time homebuyers. The younger generations comprise nearly 70% of first-time homebuyers, according to recent Experian Mortgage...

April 17, 2024 by Scott Hamlin

In the previous episode of “The Chrisman Commentary” podcast, Joy Mina, Director of Product Commercialization at Experian, talked about the benefits of a waterfall...

April 16, 2024 by Ted Wentzel

For lenders, first payment default (FPD) is more than just financial jargon; it’s a crucial metric in assessing credit risk. This blog post will...

April 10, 2024 by Theresa Nguyen

Current economic conditions present genuine challenges for mortgage lenders. In this environment, first-time homebuyers offer exciting, perhaps unexpected, business growth potential. Market uncertainties have...

April 8, 2024 by Scott Hamlin

This series will dive into our monthly State of the Economy report, providing a snapshot of the top monthly economic and credit data for...

March 20, 2024 by Josee Farmer

To say “yes” to consumers faster and more efficiently, financial institutions need flexible access to instant income and employment verification data. In an episode...

March 19, 2024 by Ted Wentzel

Ensuring the reliability of tenant applications is paramount to running a successful property management business. But with an exponential rise in prospective residents using...

March 13, 2024 by Ted Wentzel

This article was updated on March 12, 2024. The number of decisions that a business must make in the marketing space is on the...

March 12, 2024 by Julie Lee

This article was updated on March 11, 2024. As a lender, it’s important to understand a consumer’s credit behavior and whether it’s improving or...

March 11, 2024 by Natalie Daukas

In the ever-expanding financial crime landscape, envision the most recent perpetrator targeting your organization. Did you catch them? Could you recover the stolen funds?...

March 11, 2024 by Alex Lvoff

This article was updated on March 6, 2024. Advances in analytics and modeling are making credit risk decisioning more efficient and precise. And while...

March 6, 2024 by Julie Lee

This article was updated on February 28, 2024. There’s always a risk that a borrower will miss or completely stop making payments. And when...

February 28, 2024 by Julie Lee

This article was updated on February 23, 2024. First impressions are always important – whether it’s for a job interview, a first date or...

February 23, 2024 by Kelly Nguyen

This article was updated on February 21, 2024. With the rise of technology and data analytics in the financial industry today, it’s no longer...

February 21, 2024 by Theresa Nguyen

Developing machine learning (ML) credit risk models can be more challenging than traditional credit risk modeling approaches. But once deployed, ML models can increase...

February 20, 2024 by Julie Lee

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