Data & Analytics

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Layered Identity Proofing: Fighting Unemployment Insur...

Recently, I wrote about how Experian is assisting NASWA (National Association of State Workforce Agencies) with identity verification to help mitigate the spike in...

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Utilities Q&A Perspective Series: Utilizing Consu...

In today’s digital environment, consumers have higher expectations of their interactions with businesses than ever before – and utility companies are no exception. By obtaining a...

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Tips to Write a Better RFI/RFP: Part Two...

At some point a lender may need to issue an RFI or an RFP for a credit decisioning system. In this latest installment of...

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Digitalization Trends: 2021 Insights...

Digitalization, also known as the process of using digital technology to provide new opportunities for revenue and growth, continues to remain a top priority...

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Do You Even Need to Issue an RFI or RFP?...

Perhaps your loan origination system (LOS) doesn’t have the flexibility that you require. Perhaps the rules editor can’t segment variables in the manner that...

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Utilities Q&A Perspective Series: 2021 Data Breac...

The ongoing COVID-19 pandemic has facilitated an increase in information collection among consumers and organizations, creating a prosperous climate for cybercriminals. As businesses and...

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Components of Good Performance Reports...

When I worked as a junior analyst for one of the largest credit card issuers in the United States, the chief credit risk officer...

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Utilities Q&A Perspective Series: Maintaining Qua...

The ongoing COVID-19 crisis and the associated rise in online transactions have made it more important than ever to keep customer information accurate and...

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4 Steps to Avoid Lending FOMO for Fintechs and FIs...

With 2020 firmly behind us and multiple COVID-19 vaccines being dispersed across the globe, many of us are entering 2021 with a bit of, dare we...

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Use Data to Inform Strategy for the Recovery and Beyon...

Experian Automotive Market Insights dashboard provides a variety of insights to help dealers tackle their biggest...

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Back to Basics: Portfolio Management...

Despite the constant narrative around “unprecedented times” and the “new normal,” if the current market volatility tells us anything, it’s to go back to...

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How Consumer Preferences Continue to Shift the Auto In...

Small SUVs became the most financed vehicle segment in Q3 2020, making up 26.01% of all financed vehicles during the...

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2021 Trends for Financial Services...

2020 is finally over – been there, done that. And while it seems safe to say most everyone is all too eager to kick...

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Guide to Going Beyond the Credit Score...

No two customers are the same. That’s why it’s important to go beyond the traditional credit score for a closer look at each consumer’s...

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What Reduced Leasing Might Mean for the Auto Industry...

According to Experian’s Q3 2020 State of the Automotive Finance Market report, 26.20% of all new vehicles are leased compared to 30.27% last year.......

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