Data & Analytics

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Impacts of the COVID-19 Crisis on Income and Employmen...

With many individuals finding themselves in increasingly vulnerable positions due to COVID-19, lenders must refine their policies based on their consumers’ current financial situations....

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Q&A Perspective Series: Navigating the Utilities ...

The COVID-19 pandemic has created unprecedented challenges for the utilities industry. This includes the need to plan for – and be prepared to respond...

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What Do Acquisitions Look Like Post COVID-19?...

The largest industry disruptor was a surprise to everyone. Where bets may have been placed on digital transformation, automated decisioning, or better omni-channel programs,...

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Validating Consumer Credit Scores in a Time of Extreme...

This is the third in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

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Check FCRA Compliance Off Your List...

When running a credit report on a new applicant, you must ensure Fair Credit Reporting Act (FCRA) compliance before accessing, using and sharing the...

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Looking Beyond the Unemployment Rate...

There is no doubt that there will be many headlines published about the latest Bureau of Labor Statistics (BLS) jobs report. The official unemployment...

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Data Reporting and Guidelines Under COVID-19...

Last week, the unemployment rate soared past 20%, with over 30 million job losses attributed to the COVID-19 pandemic. As a result, many consumers...

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Case Study: Giving Consumers the Credit They Deserve...

Today’s lending market has seen a significant increase in alternative business lending, with companies utilizing new data assets and technology. As the lending landscape...

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Q&A Perspective Series: Lending While Focusing on...

This is the next article in our series about how to handle the economic downturn – this time focusing on how to prevent fraud...

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Q&A Perspective Series: COVID-19 and the New Lend...

The coronavirus (COVID-19) outbreak is causing widespread concern and economic hardship for consumers and businesses across the globe – including financial institutions, who have...

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Q&A Perspective Series: Data and Analytics During...

As financial institutions and other organizations scramble to formulate crisis response plans, it’s important to consider the power of data and analytics. Jim Bander,...

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Predicting Consumer Payment Behavior in a Time of Extr...

This is the second in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

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Q&A Perspective Series: Supporting Small Business...

With new legislation, including the Coronavirus Aid, Relief, and Economic Security (CARES) Act impacting how data furnishers will report accounts, and government relief programs...

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Effectively Scoring Credit Risk in Today’s Economic En...

In the face of severe financial stress, such as that brought about by an economic downturn, lenders seeking to reduce their credit risk exposure...

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Optimizing Lending Operations in a Time of Extreme Unc...

This is the first to a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of...

Read More Optimizing Lending Operations in a Time of Extreme Uncertainty