Data & Analytics
From chatbots to image generators, artificial intelligence (AI) has captured consumers’ attention and spurred joy — and sometimes a little fear. It’s not too...
Lenders looking to gain an edge need to have a strategy for how they’ll improve their credit underwriting process in the coming years. The...
The only thing constant is change. And as 2022 wraps up and businesses and consumers look toward 2023, the need for insights and data...
Financial institutions have gone through a whirlwind in the last few years, with the pandemic forcing many to undergo digital transformations. More recently, rising...
Today’s changing economy is directly impacting consumers’ financial behaviors, with some individuals doing well and some showing signs of payment stress. And while these...
Sometimes you have to break from tradition and look to modern solutions to address modern problems. As consumers increasingly use, depend on and expect...
Advances in analytics and modeling are making credit risk decisioning more efficient and precise. And while businesses may face challenges in developing and deploying...
Today’s top lenders use traditional and alternative credit data1 – or expanded Fair Credit Reporting Act (FCRA) regulated data – including consumer permissioned data, to...
When your marketing strategies don’t go as planned, don’t you wish you could have taken a “mulligan?” In today’s marketing world, it’s normal and...
With consumers having more credit options than ever before, it’s imperative for lenders to get their message in front of ideal customers at the...
You walk into your home, flick the light switch, head to the fridge and grab a glass of cold water. Suddenly, you feel a...
Whether your goal is to gain new business or create cross-sell opportunities, being proactive in your credit marketing approach can help drive higher response...
External fraud generally results from deceptive activity intended to produce financial gain that is carried out by an individual, a group of people or...
What is elder abuse fraud? Financial abuse is reportedly the fastest-growing form of elder abuse, leaving many Americans vulnerable to theft scams, and putting...
Earlier this year, I explored the potential impact of the end of the current Public Health Emergency (PHE). The U.S. federal government has been...