Financial Services

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Developing machine learning (ML) credit risk models can be more challenging than traditional credit risk modeling approaches. But once deployed, ML models can increase...

February 20, 2024 by Julie Lee

Join us as we dive into the world of decisioning and optimization during our upcoming tech showcase, where we’ll be demoing our innovative debt...

February 16, 2024 by Laura Burrows

Spoiler alert: Gen AI is everywhere, including the top of Experian’s list of fraud trends 2024. “The speed and complexity of fraud attacks due...

February 15, 2024 by Stefani Wendel

As a community bank or credit union, your goal is to provide personalized care and attention to your customers and members while effectively managing...

February 14, 2024 by Ted Wentzel

This article was updated on February 13, 2024. Traditional credit data has long been a reliable source for measuring consumers’ creditworthiness. While that’s not...

February 13, 2024 by Laura Burrows

This article was updated on February 12, 2024. The Buy Now, Pay Later (BNPL) space has grown massively over the last few years. But...

February 12, 2024 by Alison Hillendahl

Companies depend on quality information to make decisions that move their business objectives forward while minimizing risk exposure. And in today’s modern, tech-driven, innovation-led...

February 7, 2024 by Julie Lee

This article was updated on February 5, 2024. Identity management can refer to how a company creates, verifies, stores, and uses its customers’ digital...

February 5, 2024 by Stefani Wendel

This article was updated on January 31, 2024. Debt. For many, it’s a struggle – and a constant one. In fact, total consumer debt...

January 31, 2024 by Laura Burrows

This article was updated on January 30, 2024. Income verification is a critical step in determining a consumer’s ability to pay. The challenge is...

January 30, 2024 by Theresa Nguyen

This series will dive into our monthly State of the Economy report, providing a snapshot of the top monthly economic and credit data for...

January 29, 2024 by Josee Farmer

This article was updated on January 24, 2024. Online identity verification has become a basic necessity for everyday life. Consumers today might even expect...

January 24, 2024 by Stefani Wendel

In today’s highly competitive landscape, credit card issuers face the challenge of optimizing portfolio profitability while also effectively managing their overall risk. Financial institutions...

January 22, 2024 by Lauren Makowski

Financial institutions, merchants, and e-commerce platforms are no strangers to fraud, especially in the realm of payments. With the rise of digital currency, fraudsters...

January 19, 2024 by Theresa Nguyen

It is a New Year and a new start. How about a new job? That is what thousands of employees will consider over the...

January 18, 2024 by Alex Lvoff

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