All posts by Kelly Nguyen

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Tracking State-Level Recoveries...

Since the start of the COVID-19 health crisis, gross domestic product (GDP) has continued to fall in the U.S. In fact, the GDP collapsed...

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The State of the Economy in July 2020...

As the COVID-19 pandemic continues to create uncertainty for the U.S. economy, different states and industries have seen many changes with each passing month....

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Q&A Perspective Series: Credit and Lending During...

The current pandemic will affect the way financial institutions lend and provide credit. Shawn Rife, Experian’s Director of Product Scoring, discusses the ways that...

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The Shape of The Recession Following COVID-19...

The effects of the COVID-19 pandemic has created extreme volatility in the US markets. While the high unemployment rate and impact on the stock...

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Data Reporting and Guidelines Under COVID-19...

Last week, the unemployment rate soared past 20%, with over 30 million job losses attributed to the COVID-19 pandemic. As a result, many consumers...

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Q&A Perspective Series: Data and Analytics During...

As financial institutions and other organizations scramble to formulate crisis response plans, it’s important to consider the power of data and analytics. Jim Bander,...

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Explainable and Ethical AI: The Case of Fair Lending...

Last week, artificial intelligence (AI) made waves in the news as the Vatican and tech giants signed a statement with a set of guidelines...

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AI and Machine Learning for Financial Institutions: Br...

While many companies are interested in implementing technology with advanced analytic capabilities, the concepts behind the technology can often be hard to understand. Demystifying...

Read More AI and Machine Learning for Financial Institutions: Breaking down the terminology
The History of Machine Learning: A Timeline...

Machine learning, once a mysterious and unknown field, has come a long way throughout the years. Now, it’s being implemented across a variety of...

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Reinventing the Customer Experience with Advanced Anal...

In today’s ever-changing and hypercompetitive environment, the customer experience has taken center-stage – highlighting new expectations in the ways businesses interact with their customers....

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Three Things to Do as You Start Your Advanced Analytic...

AI, machine learning, and Big Data – these are no longer just buzzwords. The advanced analytics techniques and analytics-based tools that are available to...

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Step Up Your Game: Leveraging Technology and Online To...

As credit unions look to grow their loan portfolios and acquire new members, improving the member experience is critical to the process and remains...

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Five Advanced Analytics Drivers in Your Lending Organi...

Over the years, businesses have gathered a plethora of datasets on their customers. However, there is no value in data alone. The true value...

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Secrets to Avoiding Data Overload in Consumer Banking...

Retail banking leaders in a variety of industries (including risk management, credit, information technology and other departments) want to incorporate more data into their...

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Managing Attributes Across the Attribute Life Cycle...

Many companies rely on attributes for decisioning but lack the resources needed to invest in developing, managing, and updating the attributes themselves. Experian is...

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