Data Quality

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Until recently, lenders primarily used traditional data, or the data contained in Experian’s and other credit bureaus’ core credit files, for their lending-related decisions....

July 12, 2022 by Laura Burrows

Mortgage lenders are no stranger to income and employment verification. Leveraging a third-party solution provider for automated verifications is a standard practice in mortgage...

June 28, 2022 by Jenna Ostmann

From awarding bonus points on food delivery purchases to incorporating social media into their marketing efforts, credit card issuers have leveled up their acquisition...

May 17, 2022 by Theresa Nguyen

Many financial institutions have made inclusion a strategic priority to expand their reach and help more U.S. consumers access affordable financial services. To drive...

May 12, 2022 by Guest Contributor

As more consumers apply for credit and increase their spending1, lenders and financial institutions have an opportunity to expand their portfolios and improve profitability....

March 8, 2022 by Theresa Nguyen

The Buy Now, Pay Later (BNPL) space has grown massively over the last few years, in large part due to the sharp increase in...

March 1, 2022 by Alison Kray

The statistics certainly tell a concerning story about fraudulent lease applications in the rental industry. In a survey of property management professionals by Entrata,...

December 1, 2021 by Brittany Ennis

Shri Santhanam, Executive Vice President and General Manager of Global Analytics and Artificial Intelligence (AI) was recently featured on Lendit’s ‘Fintech One-on-One’ podcast. Shri...

October 6, 2021 by Kim Le

Experian recently announced that it has made the IDC 2021 Fintech Rankings Top 100, highlighting the best global providers of financial technology. Experian is ranked...

September 28, 2021 by Kim Le

In today’s fast-paced rental housing industry, there are many drawbacks to manually verifying a lease applicant’s income. Collecting pay stubs and bank statements can...

August 20, 2021 by Brittany Ennis

For credit unions, having the right income and employment verification tools in place helps to create an application process that is easy and low...

July 21, 2021 by Alison Kray

Over the past year and a half, the development of digital identity has shifted the ways businesses interact with consumers. Companies across every industry...

June 30, 2021 by Alison Kray

The pandemic changed nearly everything – and consumer credit is no exception. Data, analytics, and credit risk decisioning are gaining an even more significant...

June 24, 2021 by Alison Kray

As quarantine restrictions lift and businesses reopen, there is still uncertainty in the mortgage market. Research shows that more than two million households face foreclosure as...

June 22, 2021 by Semone Aye

The tax gap—the difference between what taxpayers should pay and what they actually pay on time—can have a substantial impact on states’ budgets. Tax...

June 9, 2021 by Eric Thompson