Models & Scores

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This is the third in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

May 20, 2020 by Jim Bander

Today’s lending market has seen a significant increase in alternative business lending, with companies utilizing new data assets and technology. As the lending landscape...

May 1, 2020 by Laura Burrows

The coronavirus (COVID-19) outbreak is causing widespread concern and economic hardship for consumers and businesses across the globe – including financial institutions, who have...

April 23, 2020 by Laura Burrows

With new legislation, including the Coronavirus Aid, Relief, and Economic Security (CARES) Act impacting how data furnishers will report accounts, and government relief programs...

April 15, 2020 by Laura Burrows

In the face of severe financial stress, such as that brought about by an economic downturn, lenders seeking to reduce their credit risk exposure...

April 14, 2020 by Laura Burrows

Article written by Alex Lintner, Experian’s Group President of Consumer Information Services and Sandy Anderson, Experian’s Senior Vice President of Client and Sales Operations...

April 14, 2020 by Guest Contributor

In today’s rapidly changing economic environment, the looming question of how to reduce portfolio volatility while still meeting consumers’ needs is on every lender’s...

April 8, 2020 by Laura Burrows

Originally posted by Experian Global News blog At Experian, we have an unwavering commitment to helping consumers and clients manage through this unprecedented period....

March 27, 2020 by Guest Contributor

There are more than 100 million people in the United States who don’t have a fair chance at access to credit. These people are...

March 12, 2020 by Brittany Peterson

Update: After closely monitoring updates from the WHO, CDC, and other relevant sources related to COVID-19, we have decided to cancel our 2020 Vision...

February 6, 2020 by Stefani Wendel

As consumers prepare for the next decade, we look at how we’re rounding out this year. The results? The average American credit score is...

December 19, 2019 by Stefani Wendel

It’s December, and if you’re like most credit union leaders, your strategic plan is distributed, and the 2020 budget is approved. Before you know...

December 16, 2019 by Scott Butterfield

Article written by Melanie Smith, Senior Copywriter, Experian Clarity Services, Inc. It’s been almost a decade since the Great Recession in the United States...

November 26, 2019 by Ann Chen

Retailers are already starting to display their Christmas decorations in stores and it’s only early November. Some might think they are putting the cart...

November 7, 2019 by Gregory Wright

Retail banking leaders in a variety of industries (including risk management, credit, information technology and other departments) want to incorporate more data into their...

September 24, 2019 by Kelly Nguyen