Models & Scores

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Today, Experian and Oliver Wyman announced the launch of Ascend CECL ForecasterTM, a solution built to help financial institutions of all sizes more quickly...

August 7, 2019 by Stefani Wendel

Consumer behavior is constantly evolving — from the channels they prefer to the economic trends spurring varying interest and activity. It’s no surprise that...

July 30, 2019 by Guest Contributor

Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...

July 1, 2019 by Laura Burrows

Once you have kids, your bank accounts will never be the same. From child care to college, American parents spend, on average, over $233,000...

June 13, 2019 by Laura Burrows

Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...

June 12, 2019 by Laura Burrows

Many may think of digital transformation in the financial services industry as something like emailing a PDF of a bank statement instead of printing...

June 6, 2019 by Guest Contributor

The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...

May 22, 2019 by Stefani Wendel

It’s been over 10 years since the first rumblings of Great Recession started in 2008. Today, Americans are experiencing high levels of consumer confidence,...

May 20, 2019 by Stefani Wendel

Day 2 at this year’s Vision conference was fueled with new technology and inspiration. The morning session opened with Robert Boxberger, Experian President, Decision...

May 7, 2019 by Stefani Wendel

“Experian is transforming our business from a traditional credit bureau to a true technology and software provider,” said Craig Boundy, CEO of Experian, North...

May 6, 2019 by Stefani Wendel

Your consumers’ credit score plays an important role in how lenders and financial institutions measure their creditworthiness and risk. With a good credit score,...

April 25, 2019 by Laura Burrows

Earlier this month, Experian joined the nation’s largest community of online lenders at LendIt Fintech USA 2019 in San Francisco, CA to show over...

April 24, 2019 by Brittany Peterson

At Experian, we know that fintechs don’t just need big data – they need the best data, and they need that data as quickly...

April 3, 2019 by Brittany Peterson

Alternative credit data and trended data each have advantages to lenders and financial institutions. Is there such a thing as the MVD (Most Valuable...

January 28, 2019 by Stefani Wendel

Are You #TeamTrended or #TeamAlternative? There’s no such thing as too much data, but when put head to head, differences between the data sets...

January 28, 2019 by Stefani Wendel