Models & Scores

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At Experian, we know that fintechs don’t just need big data – they need the best data, and they need that data as quickly...

April 3, 2019 by Brittany Peterson

Alternative credit data and trended data each have advantages to lenders and financial institutions. Is there such a thing as the MVD (Most Valuable...

January 28, 2019 by Stefani Wendel

Are You #TeamTrended or #TeamAlternative? There’s no such thing as too much data, but when put head to head, differences between the data sets...

January 28, 2019 by Stefani Wendel

From the time we wake up to the minute our head hits the pillow, we make about 35,000 conscious and unconscious decisions a day....

January 23, 2019 by Ann Chen

With scarce resources and limited experience available in the data science field, a majority of organizations are partnering with outside firms to fill gaps...

January 14, 2019 by Diana Wolcott

What if you had an opportunity to boost your credit score with a snap of your fingers? With the announcement of Experian BoostTM, this...

December 19, 2018 by Ann Chen

“We don’t know what we don’t know.” It’s a truth that seems to be on the minds of just about every financial institution these...

December 11, 2018 by Jesse Hoggard

Your model is only as good as your data, right? Actually, there are many considerations in developing a sound model, one of which is...

November 7, 2018 by Reuth Kienow

I believe it was George Bernard Shaw that once said something along the lines of, “If economists were laid end-to-end, they’d never come to...

October 24, 2018 by Jesse Hoggard

This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...

October 24, 2018 by Jeff Meli

If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...

October 4, 2018 by Jesse Hoggard

Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...

September 12, 2018 by Alan Ikemura

The August 2018 LinkedIn Workforce Report states some interesting facts about data science and the current workforce in the United States. Demand for data...

September 5, 2018 by Diana Wolcott

As I mentioned in my previous blog, model validation is an essential step in evaluating a recently developed predictive model’s performance before finalizing and...

July 5, 2018 by Reuth Kienow

An introduction to the different types of validation samples Model validation is an essential step in evaluating and verifying a model’s performance during development...

June 18, 2018 by Reuth Kienow