Models & Scores

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From the time we wake up to the minute our head hits the pillow, we make about 35,000 conscious and unconscious decisions a day....

January 23, 2019 by Ann Chen

With scarce resources and limited experience available in the data science field, a majority of organizations are partnering with outside firms to fill gaps...

January 14, 2019 by Diana Wolcott

What if you had an opportunity to boost your credit score with a snap of your fingers? With the announcement of Experian BoostTM, this...

December 19, 2018 by Ann Chen

“We don’t know what we don’t know.” It’s a truth that seems to be on the minds of just about every financial institution these...

December 11, 2018 by Jesse Hoggard

Your model is only as good as your data, right? Actually, there are many considerations in developing a sound model, one of which is...

November 7, 2018 by Reuth Kienow

I believe it was George Bernard Shaw that once said something along the lines of, “If economists were laid end-to-end, they’d never come to...

October 24, 2018 by Jesse Hoggard

This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...

October 24, 2018 by Jeff Meli

If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...

October 4, 2018 by Jesse Hoggard

Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...

September 12, 2018 by Alan Ikemura

The August 2018 LinkedIn Workforce Report states some interesting facts about data science and the current workforce in the United States. Demand for data...

September 5, 2018 by Diana Wolcott

As I mentioned in my previous blog, model validation is an essential step in evaluating a recently developed predictive model’s performance before finalizing and...

July 5, 2018 by Reuth Kienow

An introduction to the different types of validation samples Model validation is an essential step in evaluating and verifying a model’s performance during development...

June 18, 2018 by Reuth Kienow

According to our recent research for the State of Alternative Credit Data, more lenders are using alternative credit data to determine if a consumer...

May 25, 2018 by Guest Contributor

The traditional credit score has ruled the financial services space for decades, but it‘s clear the way in which consumers are managing their money...

May 21, 2018 by Kerry Rivera

In my first blog post on the topic of customer segmentation, I shared with readers that segmentation is the process of dividing customers or...

April 27, 2018 by Reuth Kienow