Models & Scores
It’s been over 10 years since the first rumblings of Great Recession started in 2008. Today, Americans are experiencing high levels of consumer confidence,...
Day 2 at this year’s Vision conference was fueled with new technology and inspiration. The morning session opened with Robert Boxberger, Experian President, Decision...
“Experian is transforming our business from a traditional credit bureau to a true technology and software provider,” said Craig Boundy, CEO of Experian, North...
Your consumers’ credit score plays an important role in how lenders and financial institutions measure their creditworthiness and risk. With a good credit score,...
Earlier this month, Experian joined the nation’s largest community of online lenders at LendIt Fintech USA 2019 in San Francisco, CA to show over...
At Experian, we know that fintechs don’t just need big data – they need the best data, and they need that data as quickly...
Alternative credit data and trended data each have advantages to lenders and financial institutions. Is there such a thing as the MVD (Most Valuable...
Are You #TeamTrended or #TeamAlternative? There’s no such thing as too much data, but when put head to head, differences between the data sets...
From the time we wake up to the minute our head hits the pillow, we make about 35,000 conscious and unconscious decisions a day....
With scarce resources and limited experience available in the data science field, a majority of organizations are partnering with outside firms to fill gaps...
What if you had an opportunity to boost your credit score with a snap of your fingers? With the announcement of Experian BoostTM, this...
“We don’t know what we don’t know.” It’s a truth that seems to be on the minds of just about every financial institution these...
Your model is only as good as your data, right? Actually, there are many considerations in developing a sound model, one of which is...
I believe it was George Bernard Shaw that once said something along the lines of, “If economists were laid end-to-end, they’d never come to...
This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...