Models & Scores

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As credit volumes recover from lows observed in 2021, lenders face new challenges – from increasing demand in customer expectations, to heightened competition, market...

March 11, 2022 by Kim Le

Lenders are under pressure to improve access to financial services, but can it also be a vehicle for driving growth? With the global pandemic...

March 8, 2022 by Guest Contributor

Credit scores hold the key to many aspects of our financial lives. Whether qualifying for a mortgage, insurance, or a smartphone plan, financial institutions...

February 7, 2022 by Guest Contributor

Chatbots, reduction of manual processes and explainability were all hot topics in a recent discussion between Madhurima Khandelwal, Vice President and Head of DataLabs...

October 27, 2021 by Ann Chen

Artificial intelligence is here to stay, and businesses who are adopting the newest AI technology are ahead of the game. From targeting the right prospects to designing effective collections efforts, AI-driven...

September 20, 2021 by Kelli Crane

Despite an unprecedented 18 months since the pandemic was in full force and many Americans were sent home, financial wellness continues to be on...

September 7, 2021 by Stefani Wendel

Premier Awards Program Recognizes Breakthrough Financial Technology Products and Companies Experian’s Ascend Intelligence Services was selected as a winner of the “Consumer Lending Innovation...

June 25, 2021 by Kim Le

The pandemic changed nearly everything – and consumer credit is no exception. Data, analytics, and credit risk decisioning are gaining an even more significant...

June 24, 2021 by Alison Hillendahl

SB 1157—a new California Senate Bill—requires operators of multifamily units in California that receive federal, state or local subsidies to offer each resident in...

June 11, 2021 by Alison Hillendahl

The tax gap—the difference between what taxpayers should pay and what they actually pay on time—can have a substantial impact on states’ budgets. Tax...

June 9, 2021 by Eric Thompson

The COVID-19 pandemic has created shifting economic conditions and rapidly evolving consumer preferences. Lenders must keep up by re-evaluating their strategies to accelerate growth...

June 2, 2021 by Kelly Nguyen

At some point a lender may need to issue an RFI or an RFP for a credit decisioning system. In this latest installment of...

April 2, 2021 by Peter Accorti

Perhaps your loan origination system (LOS) doesn’t have the flexibility that you require. Perhaps the rules editor can’t segment variables in the manner that...

March 18, 2021 by Stefani Wendel

With 2020 firmly behind us and multiple COVID-19 vaccines being dispersed across the globe, many of us are entering 2021 with a bit of, dare we...

January 28, 2021 by Jesse Hoggard

Credit cards are the most widely available credit products offered to millions of consumers today. For many consumers, owning a credit card is a...

January 19, 2021 by Victoria Soriano