Models & Scores

Loading...

It’s one thing to make a corporate commitment to financial inclusion, but quite another to set specific goals and measure outcomes. What goals should...

April 19, 2022 by Guest Contributor

For decades, the credit scoring system has relied on traditional data that only examines existing credit captured on a credit report – such as...

April 5, 2022 by Guest Contributor

In today’s evolving and competitive market, the stakes are high to deliver both quantity and quality. That is, to deliver growth goals while increasing...

March 30, 2022 by Stefani Wendel

As credit volumes recover from lows observed in 2021, lenders face new challenges – from increasing demand in customer expectations, to heightened competition, market...

March 11, 2022 by Kim Le

Lenders are under pressure to improve access to financial services, but can it also be a vehicle for driving growth? With the global pandemic...

March 8, 2022 by Guest Contributor

Credit scores hold the key to many aspects of our financial lives. Whether qualifying for a mortgage, insurance, or a smartphone plan, financial institutions...

February 7, 2022 by Guest Contributor

Chatbots, reduction of manual processes and explainability were all hot topics in a recent discussion between Madhurima Khandelwal, Vice President and Head of DataLabs...

October 27, 2021 by Ann Chen

Artificial intelligence is here to stay, and businesses who are adopting the newest AI technology are ahead of the game. From targeting the right prospects to designing effective collections efforts, AI-driven...

September 20, 2021 by Kelli Crane

Despite an unprecedented 18 months since the pandemic was in full force and many Americans were sent home, financial wellness continues to be on...

September 7, 2021 by Stefani Wendel

Premier Awards Program Recognizes Breakthrough Financial Technology Products and Companies Experian’s Ascend Intelligence Services was selected as a winner of the “Consumer Lending Innovation...

June 25, 2021 by Kim Le

The pandemic changed nearly everything – and consumer credit is no exception. Data, analytics, and credit risk decisioning are gaining an even more significant...

June 24, 2021 by Alison Hillendahl

SB 1157—a new California Senate Bill—requires operators of multifamily units in California that receive federal, state or local subsidies to offer each resident in...

June 11, 2021 by Alison Hillendahl

The tax gap—the difference between what taxpayers should pay and what they actually pay on time—can have a substantial impact on states’ budgets. Tax...

June 9, 2021 by Eric Thompson

The COVID-19 pandemic has created shifting economic conditions and rapidly evolving consumer preferences. Lenders must keep up by re-evaluating their strategies to accelerate growth...

June 2, 2021 by Kelly Nguyen

At some point a lender may need to issue an RFI or an RFP for a credit decisioning system. In this latest installment of...

April 2, 2021 by Peter Accorti