Models & Scores

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Every data-driven organization needs to turn raw data into insights and, potentially, foresight. There was a time when lack of data was a hindrance,...

May 31, 2023 by Julie Lee

Jennifer Schulz, CEO of Experian, North America kicked off Experian’s annual Vision conference Tuesday morning pointing to data, analytics, technology and collective curiosity as...

May 23, 2023 by Stefani Wendel

The science of turning historical data into actionable insights is far from magic. And while organizations have successfully used predictive analytics for years, we’re...

April 27, 2023 by Julie Lee

There’s always a risk that a borrower will miss or completely stop making payments. And when lending is your business, quantifying that credit risk...

March 21, 2023 by Julie Lee

Many organizations commit to diversity, equity, and inclusion (DEI) policies and practices to build a more diverse and just workplace. Organizations that  live by...

March 9, 2023 by Corliss Hill

Believe it or not, 2023 is underway, and the new year could prove to be a challenging one for apartment operators in certain ways....

February 9, 2023 by Manjit Sohal

Alternative credit scoring has become mainstream — and for good reasons. These scoring models could help nearly 50 million consumers who don’t meet the...

January 26, 2023 by Laura Burrows

Today’s changing economy is directly impacting consumers’ financial behaviors, with some individuals doing well and some showing signs of payment stress. And while these...

November 14, 2022 by Theresa Nguyen

Advances in analytics and modeling are making credit risk decisioning more efficient and precise. And while businesses may face challenges in developing and deploying...

October 27, 2022 by Julie Lee

Whether your goal is to gain new business or create cross-sell opportunities, being proactive in your credit marketing approach can help drive higher response...

September 26, 2022 by Theresa Nguyen

The number of decisions that a business must make in the marketing space is on the rise: which audience to target, what is the...

August 24, 2022 by Julie Lee

With the rise of technology and data analytics in the financial industry today, it’s no longer enough for companies to rely solely on traditional...

August 21, 2022 by Theresa Nguyen

Even before the COVID-19 pandemic, many Americans lacked equal access to financial products and services — from tapping into affordable banking services to credit...

August 4, 2022 by Guest Contributor

There’s no magic solution to undoing the decades of policies and prejudices that have kept certain communities unable to fully access our financial and...

July 28, 2022 by Corliss Hill

Until recently, lenders primarily used traditional data, or the data contained in Experian’s and other credit bureaus’ core credit files, for their lending-related decisions....

July 12, 2022 by Laura Burrows

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