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Gen Z, or “Zoomers,” born from 1997 to 2012, are molded by modern transformations. They have witnessed events from post-9/11 impacts to the rise...

Published: August 16, 2024 by Alex Lvoff

In a world where technology evolves at lightning speed, fraudsters are becoming more sophisticated in their methods, leveraging advancements in artificial intelligence (AI). According...

Published: August 12, 2024 by Julie Lee

With the noticeable uptick in delinquencies, credit unions face more significant hurdles in effectively managing overdue accounts. In this challenging financial landscape, it’s imperative...

Published: August 8, 2024 by Laura Burrows

This post was originally published on our Global Insights Blog. As credit card issuers grow, the size of their customer base expands, bringing both opportunities...

Published: July 30, 2024 by Masood Akhtar

With debit and credit card transactions becoming more prevalent than cash payments in today’s digital-first world, card fraud has become a significant concern for...

Published: July 23, 2024 by Julie Lee

Getting customers to respond to your credit offers can be difficult. With the advent of artificial intelligence (AI) and machine learning (ML), optimizing credit...

Published: July 17, 2024 by Theresa Nguyen

This series will dive into our monthly State of the Economy report, providing a snapshot of the top monthly economic and credit data for...

Published: July 17, 2024 by Josee Farmer

For car dealers, the holy grail isn’t a flashy sports car or a top-selling SUV. It’s a simple whisper: “I’m thinking about getting a...

Published: July 9, 2024 by Kelly Lawson

With rising consumer debt and an increasing number of consumers defaulting on loans, effective debt recovery strategies have never been more critical. Skip-tracing is the first-step...

Published: July 9, 2024 by Laura Burrows

Open banking has been leveraged for years in the U.S. The anticipated U.S. regulation under section 1033 of the Dodd-Frank Act, combined with the...

Published: July 8, 2024 by Ashley Knight

Finding a balance between providing secure financial services and user-friendly experiences is no easy task. One of the biggest hurdles? Ensuring identity authentication is...

Published: July 2, 2024 by Theresa Nguyen

According to Experian’s Automotive Market Trends Report: Q1 2024, hybrids accounted for 11.8% of new vehicle registrations, an increase from 8.8% last year.... Published: June 27, 2024 by Guest Contributor

First-time homebuyers (FTHBs) represent a significant portion of the homebuying market across the United States, particularly in Texas where we see the largest proportion....

Published: June 26, 2024 by Scott Hamlin

With more consumers online, bad actors are taking the opportunity to commit more financial crimes, such as account takeover fraud. This online scheme resulted...

Published: June 25, 2024 by Theresa Nguyen

Rising balances and delinquency rates are causing lenders to proactively minimize credit risk through pre-delinquency treatments. However, the success of these types of account management...

Published: June 21, 2024 by Suzana Shaw

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