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4 Steps to Avoid Lending FOMO for Fintechs and FIs...
With 2020 firmly behind us and multiple COVID-19 vaccines being dispersed across the globe, many of us are entering 2021 with a bit of, dare we...
Think Beyond Your Dealership; Find the Opportunities t...
Experian Automotive Market Insights helps dealers efficiently identify potential conquest opportunities in their region and beyond....
Experian’s 2021 Future of Fraud Forecast...
It’s obvious that 2020 was a year of unprecedented change and created brand new opportunities for fraud. In 2021, fraudsters will continue to iterate...
Use Data to Inform Strategy for the Recovery and Beyon...
Experian Automotive Market Insights dashboard provides a variety of insights to help dealers tackle their biggest...
Credit Cards in a Credit Union Portfolio...
Credit cards are the most widely available credit products offered to millions of consumers today. For many consumers, owning a credit card is a...
Solving the Fraud Problem: What is Synthetic Identity ...
Recently, I shared articles about the problems surrounding third-party and first-party fraud. Now I’d like to explore a hybrid type – synthetic identity fraud...
Back to Basics: Portfolio Management...
Despite the constant narrative around “unprecedented times” and the “new normal,” if the current market volatility tells us anything, it’s to go back to...
How Consumer Preferences Continue to Shift the Auto In...
Small SUVs became the most financed vehicle segment in Q3 2020, making up 26.01% of all financed vehicles during the...
2021 Trends for Financial Services...
2020 is finally over – been there, done that. And while it seems safe to say most everyone is all too eager to kick...
The Business Case for Defense in Depth...
Previously, we discussed the risks of account takeover and how a Defense in Depth strategy can protect your business. Before implementation it’s important to...
Account Takeover: The Defense in Depth Strategy...
Preventing account takeover (ATO) fraud is paramount in today’s increasingly digital world. In this two-part series, we’ll explore the benefits and considerations of a...
What Resilient, Modern Mortgage Lenders Are Focused on...
COVID-19 is not only shifting the way we work, live and think, but it is also reframing the conversation behind which metrics successful companies...
Guide to Going Beyond the Credit Score...
No two customers are the same. That’s why it’s important to go beyond the traditional credit score for a closer look at each consumer’s...
What Reduced Leasing Might Mean for the Auto Industry...
According to Experian’s Q3 2020 State of the Automotive Finance Market report, 26.20% of all new vehicles are leased compared to 30.27% last year.......
North America Trends Report...
It’s clear that the digital transformation we experienced this year is here to stay. While there are many positives associated with this transformation –...