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Senior Director, Automotive Financial Solutions Experian Melinda Zabritski is Senior Director for Experian automotive financial solutions team, where she is responsible for implementing products and services specific to the automotive credit and lending industry. She also serves as Experian’s primary analyst and spokesperson regarding key automotive finance trends. Throughout her career with Experian, Zabritski has overseen the product management for Experian Automotive’s lending channel, as well as the marketing strategy for the development of Experian’s automotive credit vertical sales channel. Prior to joining Experian in 2004, Zabritski held various product management and analyst positions in the credit industry, where she managed and developed credit risk models and market trending and forecasting tools. During that time, she also was responsible for managing prescreen and account management product lines. Zabritski holds a Master of Business Administration from the University of Phoenix in Phoenix, Ariz., and a Bachelor of Science in political science and urban government from Louisiana State University in Baton Rouge, La.

-- Melinda Zabritski

All posts by Melinda Zabritski

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According to Experian’s State of the Automotive Finance Market Report: Q3 2023, the average new vehicle loan amount decreased to $40,184, from $41,543 in Q3 2022...

December 4, 2023 by Melinda Zabritski

According to Experian’s State of the Automotive Finance Market Report: Q1 2023, the average interest rate for a new vehicle increased to 6... June 5, 2023 by Melinda Zabritski

Experian’s State of the Automotive Finance Market Report: Q4 2022 found that the year-over-year (YOY) average new loan amount increased 4.04%, a smaller growth...

March 15, 2023 by Melinda Zabritski

To help the industry better understand the widespread growth, ahead of the show we compiled an Auto Finance Year-in-Review report to break down all...

February 14, 2023 by Melinda Zabritski

Experian’s State of the Automotive Finance Market Report: Q3 2022 found that consumers with credit scores between 300 and 660—also considered as the nonprime...

December 6, 2022 by Melinda Zabritski

According to Experian’s State of the Automotive Finance Market Report: Q2 2022, the average new vehicle interest loan rate for consumers with a credit...

September 20, 2022 by Melinda Zabritski

Leasing has long been a popular choice among consumers who want to enjoy the latest vehicle models, but at a lower monthly payment. In...

September 7, 2022 by Melinda Zabritski

Consumers are shifting to used vehicles over new, with a higher percentage of consumers financing used. The move comes as the industry continues to...

August 25, 2022 by Melinda Zabritski

According to Experian's State of the Automotive Finance Market Report: Q1 2022, SUVs and CUVs made up 60.38% of total vehicle financing, an increase...

June 29, 2022 by Melinda Zabritski

According to Experian’s State of the Automotive Finance Market Report: Q1 2022, credit unions had their highest total share in five y...

June 21, 2022 by Melinda Zabritski

The State of the Automotive Finance Market: Q4 2021 report broke down alternative fuel financing trends—specifically how electric vehicle (EV) financing doubled y... March 31, 2022 by Melinda Zabritski

According to Experian’s State of Automotive Finance Market: Q3 2021 report, leasing comprised 24.03% of new vehicle financing in Q3 2...

January 11, 2022 by Melinda Zabritski

In Q3 2021, the average new vehicle loan amount increased 8.5% year-over-year, while the average used vehicle loan jumped more than 20% year-over... January 6, 2022 by Melinda Zabritski

Despite used vehicle prices rising, loan-to-value (LTVs) ratios are dropping. Ultimately, lower LTVs are a positive trend for consumers because it puts them into...

September 29, 2021 by Melinda Zabritski

The automotive finance market is beginning to level out to pre-pandemic trends in Q2...

August 31, 2021 by Melinda Zabritski

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