Senior Director, Automotive Financial Solutions Experian Melinda Zabritski is Senior Director for Experian automotive financial solutions team, where she is responsible for implementing products and services specific to the automotive credit and lending industry. She also serves as Experian’s primary analyst and spokesperson regarding key automotive finance trends. Throughout her career with Experian, Zabritski has overseen the product management for Experian Automotive’s lending channel, as well as the marketing strategy for the development of Experian’s automotive credit vertical sales channel. Prior to joining Experian in 2004, Zabritski held various product management and analyst positions in the credit industry, where she managed and developed credit risk models and market trending and forecasting tools. During that time, she also was responsible for managing prescreen and account management product lines. Zabritski holds a Master of Business Administration from the University of Phoenix in Phoenix, Ariz., and a Bachelor of Science in political science and urban government from Louisiana State University in Baton Rouge, La.

--Melinda Zabritski

All posts by Melinda Zabritski

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Despite used vehicle prices rising, loan-to-value (LTVs) ratios are dropping. Ultimately, lower LTVs are a positive trend for consumers because it puts them into...

September 29, 2021 by Melinda Zabritski

The automotive finance market is beginning to level out to pre-pandemic trends in Q2...

August 31, 2021 by Melinda Zabritski

Expanded FCRA regulated data can help lenders extend more credit, and ensure consumers have access to affordable credit when they need it....

June 15, 2021 by Melinda Zabritski

Experian's Q1 2021 State of the Automotive Finance Market report explores the benefits of leveraging both national and regional data when strategizing....

June 10, 2021 by Melinda Zabritski

Trends can vary based on location. In the Q1 2021 State of the Automotive Finance Market report, we took a look at market share...

June 8, 2021 by Melinda Zabritski

Experian's Q4 2020 State of the Automotive Finance Market report gives insight into the current state of the leasing market....

March 9, 2021 by Melinda Zabritski

The Q4 2020 State of the Automotive Finance Market report zooms in to get a better picture of the alternative fuel marketplace....

March 4, 2021 by Melinda Zabritski

Small SUVs became the most financed vehicle segment in Q3 2020, making up 26.01% of all financed vehicles during the...

January 11, 2021 by Melinda Zabritski

According to Experian’s Q3 2020 State of the Automotive Finance Market report, 26.20% of all new vehicles are leased compared to 30.27% last year.......

December 17, 2020 by Melinda Zabritski

While things aren't quite back to normal in Q3 2020, there were a number of positive trends that demonstrates the automotive industry's resilience.... December 14, 2020 by Melinda Zabritski

Consumers are taking advantage of new car incentives, low interest rates and longer-term loans in order to ensure that their vehicle purchase is manageable.......

September 23, 2020 by Melinda Zabritski

As subprime originations decrease, some think that subprime consumers are being locked out of the automotive finance market, but that’s not the whole s......

September 15, 2020 by Melinda Zabritski

The early assessment for the automotive industry is that despite significant challenges at the onset of the pandemic, the industry continues to...

August 17, 2020 by Melinda Zabritski

Origination data from April and May provide some insight into the more immediate effects of the pandemic on the automotive...

July 20, 2020 by Melinda Zabritski

In Q1 2020, 30-day delinquencies decreased from 1.98 percent in Q1 2019 to 1.93 percent, while 60-day delinquencies dropped from 0.68 percent to... June 15, 2020 by Melinda Zabritski