Senior Director, Automotive Financial Solutions Experian Melinda Zabritski is Senior Director for Experian automotive financial solutions team, where she is responsible for implementing products and services specific to the automotive credit and lending industry. She also serves as Experian’s primary analyst and spokesperson regarding key automotive finance trends. Throughout her career with Experian, Zabritski has overseen the product management for Experian Automotive’s lending channel, as well as the marketing strategy for the development of Experian’s automotive credit vertical sales channel. Prior to joining Experian in 2004, Zabritski held various product management and analyst positions in the credit industry, where she managed and developed credit risk models and market trending and forecasting tools. During that time, she also was responsible for managing prescreen and account management product lines. Zabritski holds a Master of Business Administration from the University of Phoenix in Phoenix, Ariz., and a Bachelor of Science in political science and urban government from Louisiana State University in Baton Rouge, La.

--Melinda Zabritski

All posts by Melinda Zabritski

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According to Experian’s Q3 2019 State of the Automotive Finance Market report, used vehicle financing increased across all credit t...

January 27, 2020 by Melinda Zabritski

The average new vehicle loan hit $32,119 in Q2 2019. Average used vehicle loan amounts reached $20,156 in Q2 2019....

September 23, 2019 by Melinda Zabritski

Vehicle affordability has been a main topic of conversation in the auto industry for some time, and based on the data, it’s not going...

July 10, 2019 by Melinda Zabritski

There’s recently been a significant amount of discussion about the stability of the automotive finance industry. Many fear the increase in the volume of...

February 28, 2019 by Melinda Zabritski

Subprime originations hit the lowest overall share of the market seen in 11 years, but does that mean people are being locked out car...

December 27, 2018 by Melinda Zabritski

Vehicle prices are going up, yet consumers seem unfazed. Despite consumers taking out larger loan amounts, they continue to make their monthly payments on...

October 22, 2018 by Melinda Zabritski

When gearing up to buy a car, having a checklist of things to look for is important. Happily, it looks like consumers have added...

December 19, 2017 by Melinda Zabritski

When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” There’s always someone who claims that the...

June 7, 2017 by Melinda Zabritski

With steady sales growth the past several years, the auto industry has had a great run since the trough of the Great Recession in...

April 21, 2017 by Melinda Zabritski

This quarter’s State of the Automotive Finance Market report provides a stark reality check for anyone making doomsday predictions about a subprime bubble in...

December 1, 2016 by Melinda Zabritski

Nowadays, whenever you hear news about the automotive industry, a negative tone tends to pop up. Whether it’s the increase in lending to subprime...

June 10, 2015 by Melinda Zabritski

Every time I turn on my television, look out my window or drive into the office, I always see hybrid or electric vehicles on...

May 26, 2015 by Melinda Zabritski