Senior Director, Automotive Financial Solutions Experian Melinda Zabritski is Senior Director for Experian automotive financial solutions team, where she is responsible for implementing products and services specific to the automotive credit and lending industry. She also serves as Experian’s primary analyst and spokesperson regarding key automotive finance trends. Throughout her career with Experian, Zabritski has overseen the product management for Experian Automotive’s lending channel, as well as the marketing strategy for the development of Experian’s automotive credit vertical sales channel. Prior to joining Experian in 2004, Zabritski held various product management and analyst positions in the credit industry, where she managed and developed credit risk models and market trending and forecasting tools. During that time, she also was responsible for managing prescreen and account management product lines. Zabritski holds a Master of Business Administration from the University of Phoenix in Phoenix, Ariz., and a Bachelor of Science in political science and urban government from Louisiana State University in Baton Rouge, La.

--Melinda Zabritski

All posts by Melinda Zabritski

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Small SUVs became the most financed vehicle segment in Q3 2020, making up 26.01% of all financed vehicles during the...

January 11, 2021 by Melinda Zabritski

According to Experian’s Q3 2020 State of the Automotive Finance Market report, 26.20% of all new vehicles are leased compared to 30.27% last year.......

December 17, 2020 by Melinda Zabritski

While things aren't quite back to normal in Q3 2020, there were a number of positive trends that demonstrates the automotive industry's resilience.... December 14, 2020 by Melinda Zabritski

Consumers are taking advantage of new car incentives, low interest rates and longer-term loans in order to ensure that their vehicle purchase is manageable.......

September 23, 2020 by Melinda Zabritski

As subprime originations decrease, some think that subprime consumers are being locked out of the automotive finance market, but that’s not the whole s......

September 15, 2020 by Melinda Zabritski

The early assessment for the automotive industry is that despite significant challenges at the onset of the pandemic, the industry continues to...

August 17, 2020 by Melinda Zabritski

Origination data from April and May provide some insight into the more immediate effects of the pandemic on the automotive...

July 20, 2020 by Melinda Zabritski

In Q1 2020, 30-day delinquencies decreased from 1.98 percent in Q1 2019 to 1.93 percent, while 60-day delinquencies dropped from 0.68 percent to... June 15, 2020 by Melinda Zabritski

If there is one word to describe the automotive finance market in Q4 2019, it’s stable. By nearly every measure, the automotive finance market...

March 11, 2020 by Melinda Zabritski

According to Experian’s Q3 2019 State of the Automotive Finance Market report, used vehicle financing increased across all credit t...

January 27, 2020 by Melinda Zabritski

The average new vehicle loan hit $32,119 in Q2 2019. Average used vehicle loan amounts reached $20,156 in Q2 2019....

September 23, 2019 by Melinda Zabritski

Vehicle affordability has been a main topic of conversation in the auto industry for some time, and based on the data, it’s not going...

July 10, 2019 by Melinda Zabritski

There’s recently been a significant amount of discussion about the stability of the automotive finance industry. Many fear the increase in the volume of...

February 28, 2019 by Melinda Zabritski

Subprime originations hit the lowest overall share of the market seen in 11 years, but does that mean people are being locked out car...

December 27, 2018 by Melinda Zabritski

Vehicle prices are going up, yet consumers seem unfazed. Despite consumers taking out larger loan amounts, they continue to make their monthly payments on...

October 22, 2018 by Melinda Zabritski