Experian B.A.L.L. for Life
Credit Academy & #IYKYK Pitch Competition
Welcome to the Experian B.A.L.L. for Life Hub
Build your financial legacy!
Sr. Director, DEI External Partnerships
Email: raudy.perez@experian.com | Phone: 512.925.8447
Raudy Perez leads external diversity partnerships for Experian North America in close collaboration with the Corporate Social Responsibility team. His portfolio of work fuels Experian’s force for good by strategically driving financial inclusion in underserved and marginalized communities. He also contributes to Experian’s DEI workforce efforts focused on diverse representation and the development of underrepresented talent.
Module 1 | Tip Off - Becoming A Legacy Leader 101
Hear from four experts at Liberty Bank about the basics to becoming a legacy leader. Learn about banking, budgeting, and debit versus credit.
Module 2 | Making Layups - Gimme a Little Credit
Experian recently went back to school to test the strength of students' credit knowledge. Can you outplay their credit game?
Module 3 | Buzzer Beater - Leaving a Legacy
JaQ Campbell, CEO, Alexander Legacy Private Wealth Management, has the hot hand on three proven pathways to wealth.
Raise your FICO® Score instantly
Get credit for the bills you already pay with Experian BoostTM, like utilities, video streaming services and now rent-for free.
Boost your credit score with rent
Want legendary credit but don’t want to use credit to get there? Introducing the all-new Experian Smart Money™ Debit Card and Digital Checking account. It’s a debit card and digital checking account that can help you build credit without the debt.
Stop overpaying for auto insurance
You could save $961 per year on average⊛ by letting us compare quotes and shop for you to get our best rate—for free.
2024 #IYKYK Pitch Competition Finale Highlights
Congrats to Bowie State's Team Lotus: Taylor Payton, Calvin Charles, Jazmin Feliz-Orellana, & Lauren Kelly!
Alabama State University
Bowie State University
North Carolina A&T State University
2024-2025 #IYKYK Pitch Competitition Resources
CHALLENGE: Determine creative ways for Experian to become a "rite of passage" for young Americans.
How can you make credit knowledge cool, exciting, and cultrually relevant? Help Experian play a key role in building young people's financial legacy so that they can secure and protect the bag.
UPDATE: DOWNLOAD YOUR 2025 FINALE AGENDA
| 2025 #IYKYK FINALE AGENDAS | |||
| FINALIST TEAMS | RUNNER-UP TEAMS | CFA LIAISONS | HFUSA LEADERS |
2025 #IYKYK Pitch Competition Timeline
Official #IYKYK kick-off session for logistical and competition questions.
Tu, November 12, 2024 @ 5pm CT / 6pm ET
<< WATCH THE MEETING PLAYBACK >>
M, Jan 6: Quarterfinal Submissions Due (Idea Blueprint & Commercial) by 12pm CT / 1pm ET (upload commercial to YouTube)
F, Jan 10: Quarterfinal Results Shared via email by 3pm CT / 4pm ET
M, Jan 13: Semifinal "Know Before You Go" at 5pm CT / 6pm ET
F, Jan 25: Revised Idea Blueprint Due by 12pm CT / 1pm ET to cfa.credit.academy@experian.com (no commercial needed)
M, Jan 27 - W, Jan 29: Semifinals (top 12-15 teams) | teams present a virtual 15-20 minute pitch + 10-minute Q&A
F, Jan 31: Semifinals Results Show 5pm CT / 6pm ET
M, Feb 3: Teams appointed an Experian coach and each finalist will be appointed a mentor
Feb 3-27: Teams work with Experian coach to refine and strenghten pitches
Week of Feb 10: #IYKYK Finale "Know Before You Go" 5pm CT / 6pm ET
F, Feb 28: Finalists fly to Experian North America headquarters in Southern California
Sa, Mar 1: SoCal Experience Day
Su, Mar 2: Rehearsal & Media Day
M, Mar 3: #IYKYK Pitch competition day
Tu, Mar 4: 2025 #IYKYK winner announced
2023 Alabama State University Pitch
2023 Fisk University Pitch
2023 Morgan State University Pitch
2023 Shaw University Pitch
We create impact
We care about people
We drive equity
Protect the Bag
Hear from Grammy-award winning artist, Lecrae, about the importance of protecting the bag, budgeting, investing and many other topics alongside other celebrities. The goal is to not only establish a credit report and score, but also to take concrete action to further your credit journey.
#StartWithGo
Watch Protect The Bag with Lecrae
1Data based on Oliver Wyman analysis using a random sample of consumers with Experian credit bureau records as of September 2020. Consumers are considered ‘credit invisible’ when they have no mainstream credit file at the credit bureaus and ‘unscorable’ when they have partial information in their mainstream credit file, but not enough to generate a conventional credit score.
2Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost.
⊛Customers who switched saved $961 on average. The average savings was calculated by comparing purchasers’ new policy with the prior policy. Results may vary and some may not see savings.