Reduce credit, operational and compliance risk

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Fraud, data integrity and regulatory solutions

Security, credit risk and compliance are top of mind for all banks. The number of regulations imposed on banks has grown significantly, and knowing thy customer continues to increase in importance. Whether it’s credit, operational or regulatory risk, our cutting-edge resources enable you to be proactive while preserving customer relationships.

Prevent Fraud

Prevent Fraud: Protect your customers and bank from fraudulent activity.

Validate Devices: FraudNet recognizes consumers by understanding their digital device interactions across multiple channels. It is a scalable, risk assessment and intervention solution that is cost-effective for reducing fraud and allowing legitimate transactions.

Authenticate Identity: Precise IDSM is a fraud detection and prevention platform offering cutting-edge resources that enable you to outpace criminals by detecting, avoiding and managing cross-channel fraud activity.

Know Customers: Knowledge IQSM is a revolutionary tool for authentication and fraud prevention. Precise ID scoring models and Knowledge IQ ‘s interactive challenge-response questions provide integrated identity authentication and fraud detection on a single platform.

Minimize Risk

Minimize Risk: Reduce losses, maintain data integrity and stay compliant.

Accelerate Recovery: PowerCurve® Collections provides access to data from many distinct sources, resulting in a more complete view of customers. Includes our best-of-breed decision engine built specifically to manage risk.  Reduces bad debt and improves cash flow.

Monitor Charge-Offs: Collection TriggersSM tracks your accounts, offering daily monitoring, to notify you of new contact information and changes that indicate financial improvement and ability to pay.

Report Accurately: DataArc 360 allows you to assess and correct your Metro 2® file prior to submitting to the credit bureaus. Includes customizable dashboards and reports to monitor credit data quality over time.

Protect Military: Stay updated on best practices and compliance solutions with the Military Lending Act (MLA) and Servicemembers Civil Relief Act (SCRA) across the military credit journey.

Monitor Accounts: Reduce the risk of anti-money laundering (AML) and the financing of terrorism by meeting regulatory requirements, including OFAC screening.


Differentiation is key

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Learn how Experian can help your bank stand apart.

About Us

Experian’s experienced team serves banks to help them solve their business problems. We help banks leverage their data, as well as our Experian data, to create advanced strategies that drive growth, differentiate the customer experience, and protect against both fraud and regulatory risk.