Latest Posts

Pricing Optimization: Understanding a Customer’s Price Elasticity

Dynamic pricing models for consumer financial products can be especially difficult for at least four reasons.

Published: October 11, 2018 by
Personal Loans: Fueled by Fintech

Not only are personal loans are increasing, but so is the share of those loans originated by FinTechs is also growing quickly across all generations.

Published: October 9, 2018 by
Six Vulnerabilities in the Credit Card Industry

In order to stand out, credit card companies need to come up with new, innovative ideas by acknowledging their vulnerabilities.

Published: October 8, 2018 by Guest Contributor
Getting Beyond the Binary to Solve the Business Problem of Big Data

You want to use big data, but how do you make your analytics truly actionable to stay ahead of the competition? Using an analytical sandbox is the answer.

Published: October 4, 2018 by
Q&A with Marine Credit Union on Growth and Honing Your Focus

Experian sat down with Shawn Hanson, CEO at Marine Credit Union to get his perspective and insights about growth, risk and the underserved.

Published: October 1, 2018 by Guest Contributor
Is Big Data a Big Problem?

There are a lot of people talking about big data who are not fully leveraging the value of their data. How do you use data to innovate and stay competitive?

Published: September 27, 2018 by
9 Ways to Make Hispanic Engagement Part of Your Credit Union’s Differentiation Strategy

With Hispanic Heritage Awareness Month underway and the topic of growing membership a constant priority, here are some tips from a credit union CEO.

Published: September 20, 2018 by Guest Contributor
Machine Learning for Real-World Credit Risk

Machine learning's ability to consume vast amounts of data to uncover patterns and deliver results makes it well suited for the credit risk industry

Published: September 12, 2018 by
Five Secrets to Outsourcing Data Science Successfully

Demand for data scientists is off the charts, but nationally there is a data science skills shortage. Many companies are filling this gap by outsourcing.

Published: September 5, 2018 by Guest Contributor
The MOBILE Act: It’s Official

The MOBILE Act authorizes a standard for banks to scan and retain information from driver’s licenses and id cards as part of online onboarding process.

Published: September 2, 2018 by
Credit Card Insights

With credit card openings and usage increasing, now is the time to make sure your financial institution is optimizing its credit card portfolio.

Published: August 25, 2018 by
Something Millennials Haven’t Killed?

An Experian study revealed 86% of millennials believe that buying a house is a good financial investment - they just don't have the credit scores they need.

Published: August 15, 2018 by Stefani Wendel
It’s Time to Get Serious About First-Party Fraud

First-party fraud involves making financial commitments or using their own identity, a manipulated version of their own identity or a synthetic identity.

Published: August 14, 2018 by Chris Ryan
Stepping up Authentication

Identity-related fraud exposure and losses are increasing, and the underlying schemes are becoming more complex. To make better decisions on the need for step-up authentication in this dynamic environment, you should take a layered approach to the services you need.

Published: August 9, 2018 by

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