Data & Analytics
Today is National Fintech Day – a day that recognizes the ever-important role that fintech companies play in revolutionizing the customer experience and altering...
Big Data, once thought to be overhyped consultant-speak, is now a term and business model so ubiquitous it underpins billions of dollars in revenue...
The fact that the last recession started right as smartphones were introduced to the world gives some perspective into how technology has changed over...
Today, Experian and Oliver Wyman announced the launch of Ascend CECL ForecasterTM, a solution built to help financial institutions of all sizes more quickly...
Consumer behavior is constantly evolving — from the channels they prefer to the economic trends spurring varying interest and activity. It’s no surprise that...
If you’ve seen an uptick in photos of friends and celebrities looking older with wrinkles on your social media feeds, you’re not alone. A...
Would you hire a new employee strictly by their resume? Surely not – there’s so much more to a candidate than what’s written on...
There were 276 million vehicles on the road in Q1...
Once you have kids, your bank accounts will never be the same. From child care to college, American parents spend, on average, over $233,000...
Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...
What is CECL? CECL (Current Expected Credit Loss) is a new credit loss model, to be leveraged by financial institutions, that estimates the expected...
Many may think of digital transformation in the financial services industry as something like emailing a PDF of a bank statement instead of printing...
Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...
The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...
Day 2 at this year’s Vision conference was fueled with new technology and inspiration. The morning session opened with Robert Boxberger, Experian President, Decision...