Data & Analytics

Experian released the 11th annual state of credit report, which provides a comprehensive look at the credit performance of consumers across America.

To maximize limited marketing spend, lenders will need to be more prescriptive to increase response rates on fewer delivered offers.

Profitability analysis is one of the most powerful analytics tools in business and strategy development. Yet it’s underrated and often ignored.

Consumers are taking advantage of new car incentives, low interest rates and longer-term loans in order to ensure that their vehicle purchase is manageable.

Download our report to learn why alternative credit data is supplemental and essential to consumer lending and how it’s being used by consumers and FI's.

Staying ahead of the trends and adjusting will support sales growth, while also supporting consumers as they begin to recover from the impact of COVID-19.

Differentiating good customers facing financial struggles from bad actors is getting more difficult, highlighting the need for effective decisioning tools.

As subprime originations decrease, some think that subprime consumers are being locked out of the automotive finance market, but that’s not the whole story.

Learn about some specific Experian solutions that are especially timely for lenders strategizing their response to the COVID Recession.

Listen to our podcast for insight into the importance of having a different perspective when tracking the national economy.

To improve results within the subprime space, lenders need to have a well-established pre-delinquent contact optimization approach. Read more!

Beth Bayer, Vice President of Energy Sales and Danielle Grigaliunas, Product Manager of Collection Solutions, discuss the changing collections landscape.

In our most recent podcast, Experian experts discuss how to enhance your portfolio analysis after an economic downturn and drive greater access to credit.

In our July edition of the State of the Economy report, we’ll be breaking down the data that financial institutions can use to navigate a recovery.

When consumers are unable to pay all of their financial obligations, which credit accounts do they prioritize? Discover payment behavior post COVID-19.