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The Shape of The Recession Following COVID-19...

The effects of the COVID-19 pandemic has created extreme volatility in the US markets. While the high unemployment rate and impact on the stock...

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Data Reporting and Guidelines Under COVID-19...

Last week, the unemployment rate soared past 20%, with over 30 million job losses attributed to the COVID-19 pandemic. As a result, many consumers...

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Interest Rates are Down for the Count: A Walkthrough o...

After two consecutive emergency meetings in March and numerous stimulus announcements, the Federal Open Market Committee (FOMC) finally got back on track and wrapped...

Read More Interest Rates are Down for the Count: A Walkthrough of the Fed’s Latest Meeting
Case Study: Giving Consumers the Credit They Deserve...

Today’s lending market has seen a significant increase in alternative business lending, with companies utilizing new data assets and technology. As the lending landscape...

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Opportunities to Keep Essential Services’ Vehicles on ...

Essential personnel and organizations are working tirelessly to deliver food and other resources, not to mention, protecting the health and safety of those around...

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Q&A Perspective Series: Lending While Focusing on...

This is the next article in our series about how to handle the economic downturn – this time focusing on how to prevent fraud...

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Q&A Perspective Series: COVID-19 and the New Lend...

The coronavirus (COVID-19) outbreak is causing widespread concern and economic hardship for consumers and businesses across the globe – including financial institutions, who have...

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Breaking Down the First Round of PPP: Largest Markets ...

Many small businesses in the hardest-hit states missed out on the first round of federal relief through the recently created Paycheck Protection Program (PPP)....

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Q&A Perspective Series: COVID-19 and How to Mitig...

The response to the coronavirus (COVID-19) health crisis requires a brand-new mindset from businesses across the country. As part of our recently launched Q&A...

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Q&A Perspective Series: Data and Analytics During...

As financial institutions and other organizations scramble to formulate crisis response plans, it’s important to consider the power of data and analytics. Jim Bander,...

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Predicting Consumer Payment Behavior in a Time of Extr...

This is the second in a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of extreme uncertainty....

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Q&A Perspective Series: Supporting Small Business...

With new legislation, including the Coronavirus Aid, Relief, and Economic Security (CARES) Act impacting how data furnishers will report accounts, and government relief programs...

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Effectively Scoring Credit Risk in Today’s Economic En...

In the face of severe financial stress, such as that brought about by an economic downturn, lenders seeking to reduce their credit risk exposure...

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Optimizing Lending Operations in a Time of Extreme Unc...

This is the first to a series of blog posts highlighting optimization, artificial intelligence, predictive analytics, and decisioning for lending operations in times of...

Read More Optimizing Lending Operations in a Time of Extreme Uncertainty
Data Reporting Under Guidelines Is Better for Consumer...

Article written by Alex Lintner, Experian’s Group President of Consumer Information Services and Sandy Anderson, Experian’s Senior Vice President of Client and Sales Operations...

Read More Data Reporting Under Guidelines Is Better for Consumers Than Data Deletion