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Majority Rules: Lower income-earners’ spending and cre...

Lower income-earners, which make up 60% of Americans, are the vehicle driving the U.S.’s booming economy. While the top 40% of earners usually direct...

Read More Majority Rules: Lower income-earners’ spending and credit profile
The cost of a CIP solution is greater than the unit pr...

Customer Identification Program (CIP) solution through CrossCore® Every day, I work closely with clients to reduce the negative side effects of fraud prevention. I...

Read More The cost of a CIP solution is greater than the unit price
Millennial myth busted: Young consumers really do like...

Trivia question: Millennials don’t purchase new vehicles. True or F...

Read More Millennial myth busted: Young consumers really do like new vehicles
Find Customers Coming Off-Lease with Auto HyperTargeti...

When it comes to driving the automotive industry forward, Experian Automotive has a motto: “The right cars. The right customers. The right data to...

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Q&A with AFSA on the state of alternative data...

As more financial institutions express interest and leverage alternative credit data sources to decision and assess consumers, lenders want to be assured of how...

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Changes In U.S. Vehicles in Operation: Light Duty Vehi...

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Read More Changes In U.S. Vehicles in Operation: Light Duty Vehicles Q1 2017 – Q1 2018
Experian 2018 Attribution Study Results...

In our previous post, we talked about Experian’s 2018 Attribution Study. This study is a wide-ranging, dealer-focused sales-driven attribution study to answer the question...

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Understanding validation samples...

When developing a risk model, validation is an essential step in evaluating and verifying a model’s predictive performance. There are two types of data...

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When Enough Isn’t Enough — Resampling Techniques for M...

As I mentioned in my previous blog, model validation is an essential step in evaluating a recently developed predictive model’s performance before finalizing and...

Read More When Enough Isn’t Enough — Resampling Techniques for Model Development
Regulatory considerations when going digital...

There’s no question today’s consumers have high expectations. As financial services companies wrestle with the laws and consumer demands, here are a few points...

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How a Sales-Based Attribution Approach Can Drive Sales...

There are many factors attributing to the success of dealerships. When it comes to dealers, empirical guidance is a great way to study effective...

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Using data to overcome challenges...

Data can be a powerful tool. But the key to data isn’t just accessing it. It’s interpreting it — and using it to make...

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Supporting Startups with Experian’s API Developer Port...

The early stages of establishing a startup are some of the most difficult. In fact, it is said 90 percent of startups fail. Challenges...

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Five Best Practices For Getting The Most Out Of Your V...

When it comes to vehicle history reporting, there are many offerings on the table. Some are better known than others, but only one comes...

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At the center of it all: Apartmentalize 2018...

Last week in sunny San Diego, more than 9,500 rental housing and multi-family professionals gathered to discuss all things apartment-related. From marketing tips and...

Read More At the center of it all: Apartmentalize 2018