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Consumers continue to withstand higher vehicle costs...

Vehicle prices are going up, yet consumers seem unfazed. Despite consumers taking out larger loan amounts, they continue to make their monthly payments on...

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The 3 C’s of a Successful Collections Strategy...

Debt. For many it’s a struggle – and a constant one. In fact, one in three Americans today have a debt in collections, according...

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The Evolution of FinTech: Marketplace Challenger to In...

FinTechs take on banks, technology, and finance as we know It. In the credit space, their reputation as a market disruptor precedes their definition. But...

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Pricing optimization: understanding a customer’s price...

How a business prices its products is a dynamic process that drives customer satisfaction and loyalty, as well as business success.  In the digital...

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Personal Loans: Fueled by FinTech...

Unsecured lending is increasing. And everyone wants in. Not only are the number of personal loans increasing, but the share of those loans originated...

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Getting Beyond the Binary to Solve the Business Proble...

If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...

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Q&A with Marine Credit Union on Growth and Honing...

Shawn Hanson, CEO of Marine Credit Union in Wisconsin, knows a thing or two about growth.  Over the past 18 years as CEO, Shawn...

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Mitigating the risk of purchasing a flood-damaged car ...

In the aftermath of Hurricane Florence, Experian is here to help. As a first line of defense against purchasing a flood-damaged vehicle, people can...

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Is Big Data a Big Problem?...

Big Data is no longer a new concept. Once thought to be an overhyped buzzword, it now underpins and drives billions in dollars of...

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9 Ways to Make Hispanic Engagement Part of Your Credit...

With Hispanic Heritage Awareness Month underway and strategic planning season in full swing, the topic of growing membership continues to take front stage for...

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What is Alternative Credit Data?...

Traditional credit data has long been the end-all-be-all ruling the financial services space. Like the staple black suit or that little black dress in...

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Machine learning for real-world credit risk...

Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...

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5 Secrets to Outsourcing Data Science Successfully...

The August 2018 LinkedIn Workforce Report states some interesting facts about data science and the current workforce in the United States. Demand for data...

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The MOBILE Act: It’s official...

Federal legislation makes verifying an individual’s identity by scanning identity documents during onboarding legal in all 50 states Originally posted on Mitek blog The...

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Credit card insights...

With credit card openings and usage increasing, now is the time to make sure your financial institution is optimizing its credit card portfolio. Here...

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