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I Can See Clearly Now: 4 Myths of Alternative Credit D...

Every morning, I wake up and walk bleary eyed to the bathroom, pop in my contacts and start my usual routine. Did I always...

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The rise of synthetic identity fraud and children...

Synthetic identities come from accounts held not by actual individuals, but by fabricated identities created to perpetrate fraud. It often starts with stealing a...

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The future of EVs: “greener” pastures...

There are four reasons why the auto industry should be enthusiastic about the electric vehicle segment’s f...

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Alt Data Use by Fintechs: Q&A with Gavin Harding ...

Picking up where we left off, online fintech lenders face the same challenges as other financial institutions; however, they continue to push the speed...

Read More Alt Data Use by Fintechs: Q&A with Gavin Harding (Part 2)
The Demand for Electric Vehicles Boils Down to the Rig...

Where are electric vehicles most popular? During the first half of the year, 3.6 percent of all new registrations in California were...

Read More The Demand for Electric Vehicles Boils Down to the Right Market
Alt Data Use by Fintechs: Q&A with Gavin Harding ...

Fintechs seem to be the new Joneses. Everyone’s trying to keep up. I sat down with Gavin Harding, Senior Business Consultant with Experian Advisory...

Read More Alt Data Use by Fintechs: Q&A with Gavin Harding (Part 1)
In lending as in baseball, Moneyball is no lon...

In 2011, data scientists and credit risk managers finally found an appropriate analogy to explain what we do for a living. “You know Moneyball?...

Read More In lending as in baseball, Moneyball is no longer enough
Charging up: The story behind who’s buying electric ve...

While electric vehicles remain a relatively niche part of the market, with only 0.9 percent of the total vehicle registrations through June 2018, consumer...

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4 Features You Need in an Analytical Environment...

I believe it was George Bernard Shaw that once said something along the lines of, “If economists were laid end-to-end, they’d never come to...

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Machine learning and Extreme Gradient Boosting...

This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...

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A change in current: Electric vehicle market share sma...

Electric vehicles are here to stay – and will likely gain market share as costs reduce, travel ranges increase and charging infrastructure g...

Read More A change in current: Electric vehicle market share small, but growing
Fintechs: Thinking of Partnering with Other FIs?...

There’s no shortage of buzz around fintechs shifting from marketplace challengers to industry collaborators. Regardless of fintech’s general reputation as market disruptors, a case...

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Consumers continue to withstand higher vehicle costs...

Vehicle prices are going up, yet consumers seem unfazed. Despite consumers taking out larger loan amounts, they continue to make their monthly payments on...

Read More Consumers continue to withstand higher vehicle costs
The 3 C’s of a Successful Collections Strategy...

Debt. For many it’s a struggle – and a constant one. In fact, one in three Americans today have a debt in collections, according...

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The Evolution of FinTech: Marketplace Challenger to In...

Fintechs take on banks, technology, and finance as we know It. In the credit space, their reputation as a market disruptor precedes their definition. But...

Read More The Evolution of FinTech: Marketplace Challenger to Industry Collaborator