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3 types of alternative credit data...

25% of U.S. consumers are considered “thin file” because they have fewer than 5 items in their traditional credit histories. By adding information from...

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Something Millennials Haven’t Killed?...

Millennials have been accused of “killing” a lot of things. From napkins and fabric softener to cable and golf, the generation which makes up...

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It’s time to get serious about first-party fraud...

First-party fraud is an identity-centric risk that changes over time. And the fact that no one knows the true size of first-party fraud is...

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Stepping up authentication...

Identity-related fraud exposure and losses are increasing, and the underlying schemes are becoming more complex. To make better decisions on the need for step-up...

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Credit card trends and usage looking favorable in 2018...

Consumer confidence is nearing an 18-year high. Unemployment figures are at record lows. Retail spend is healthy, and expected to stay that way through...

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Consumers are getting smarter about credit scores...

Consumer credit scores A recent survey* released by the Consumer Federation of America and VantageScore Solutions, LLC, shows that potential borrowers are more likely...

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Safe customers = happy customers...

Keeping your customers happy is critical to success. And while reducing fraud is imperative, it shouldn’t detract from a positive customer experience. Here are...

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Fraud protection and consumer views...

Believe it or not, 66% of consumers want to see some visible signs of security and barriers when accessing their accounts so they can...

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How to enter a new market...

Business guide to new markets Competition is fierce. Expectations are high. Navigating a new market can be profitable — if managed strategically. Consider these...

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Majority Rules: Lower income-earners’ spending and cre...

Lower income-earners, which make up 60% of Americans, are the vehicle driving the U.S.’s booming economy. While the top 40% of earners usually direct...

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The cost of a CIP solution is greater than the unit pr...

Customer Identification Program (CIP) solution through CrossCore® Every day, I work closely with clients to reduce the negative side effects of fraud prevention. I...

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Millennial myth busted: Young consumers really do like...

Trivia question: Millennials don’t purchase new vehicles. True or F...

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Find Customers Coming Off-Lease with Auto HyperTargeti...

When it comes to driving the automotive industry forward, Experian Automotive has a motto: “The right cars. The right customers. The right data to...

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Q&A with AFSA on the state of alternative data...

As more financial institutions express interest and leverage alternative credit data sources to decision and assess consumers, lenders want to be assured of how...

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Changes In U.S. Vehicles in Operation: Light Duty Vehi...

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Read More Changes In U.S. Vehicles in Operation: Light Duty Vehicles Q1 2017 – Q1 2018