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9 Ways to Make Hispanic Engagement Part of Your Credit...

With Hispanic Heritage Awareness Month underway and strategic planning season in full swing, the topic of growing membership continues to take front stage for...

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What is Alternative Credit Data?...

Traditional credit data has long been the end-all-be-all ruling the financial services space. Like the staple black suit or that little black dress in...

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Machine learning for real-world credit risk...

Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...

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5 Secrets to Outsourcing Data Science Successfully...

The August 2018 LinkedIn Workforce Report states some interesting facts about data science and the current workforce in the United States. Demand for data...

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The MOBILE Act: It’s official...

Federal legislation makes verifying an individual’s identity by scanning identity documents during onboarding legal in all 50 states Originally posted on Mitek blog The...

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Credit card insights...

With credit card openings and usage increasing, now is the time to make sure your financial institution is optimizing its credit card portfolio. Here...

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3 types of alternative credit data...

25% of U.S. consumers are considered “thin file” because they have fewer than 5 items in their traditional credit histories. By adding information from...

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Something Millennials Haven’t Killed?...

Millennials have been accused of “killing” a lot of things. From napkins and fabric softener to cable and golf, the generation which makes up...

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It’s time to get serious about first-party fraud...

First-party fraud is an identity-centric risk that changes over time. And the fact that no one knows the true size of first-party fraud is...

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Stepping up authentication...

Identity-related fraud exposure and losses are increasing, and the underlying schemes are becoming more complex. To make better decisions on the need for step-up...

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Credit card trends and usage looking favorable in 2018...

Consumer confidence is nearing an 18-year high. Unemployment figures are at record lows. Retail spend is healthy, and expected to stay that way through...

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Consumers are getting smarter about credit scores...

Consumer credit scores A recent survey* released by the Consumer Federation of America and VantageScore Solutions, LLC, shows that potential borrowers are more likely...

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Safe customers = happy customers...

Keeping your customers happy is critical to success. And while reducing fraud is imperative, it shouldn’t detract from a positive customer experience. Here are...

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Fraud protection and consumer views...

Believe it or not, 66% of consumers want to see some visible signs of security and barriers when accessing their accounts so they can...

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How to enter a new market...

Business guide to new markets Competition is fierce. Expectations are high. Navigating a new market can be profitable — if managed strategically. Consider these...

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