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Updating your decisioning or scoring system?...

Once a scorecard has been redeveloped, it is important to measure the impact of changes within the strategy by replacing the old model with...

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A Unique Approach to Reject Inference Design...

You’ve been tasked with developing a new model or enhancing an existing one, but the available data doesn’t include performance across the entire population...

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The questions card portfolios should address in the po...

Early reports suggest the 2017 holiday season was a good one for retailers. Consumers were in the mood to spend, and as such, Americans’...

Read More The questions card portfolios should address in the post-holiday months
Senate Reg-Relief Package Includes Important Credit Re...

The U.S. Senate Banking Committee passed a financial regulatory relief bill (S. 2155) in December 2017 aimed at reducing regulatory burdens on community banks,...

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New study shows U.S. consumers in a state of good heal...

The nation’s economic recovery is continuing in a positive upward trend with consumer credit scores coming exceptionally close to pre-recession numbers—the healthiest in a...

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How collectors can anticipate who will use tax refunds...

As soon as the holiday decorations are packed away and Americans reign in the New Year, the advertisements shift to two of our favorite...

Read More How collectors can anticipate who will use tax refunds to pay down debt
Rightsizing fraud strategies...

The multitude of modern fraud strategies available today necessitates applying an appropriate level of confidence to increase the likelihood of catching fraudsters without disrupting...

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Use of Swap Sets to Measure Impact of Model Changes...

You just finished redeveloping an existing scorecard, and now it’s time to replace the old with the new. If not properly planned, switching from...

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Data Breach Industry Forecast 2018...

Cybersecurity has become one of the most significant issues impacting international security and political and economic stability. Our new report, Data Breach Industry Forecast...

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Free mobile solution now available to mitigate against...

Based on statistics from Cox Automotive, Fortune.com estimated one million cars were damaged by Hurricane Harvey, Irma, and Maria. A story on Fox News predicted...

Read More Free mobile solution now available to mitigate against flood damaged vehicles
It’s a “prime” time to buy a car...

When gearing up to buy a car, having a checklist of things to look for is important. Happily, it looks like consumers have added...

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Expert offers insights on trends and opportunities in ...

Student loan debt is weighing down Americans of all generations, but a college education is still prized as the ticket to opportunity. So will...

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The latest automotive loan trends...

Auto originations continue to increase — particularly within prime categories. According to Experian’s latest State of the Automotive Finance Market report: Prime consumers grabbed...

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3 ways to modernize identity proofing...

Traditional verification and validation parameters alone are not enough to stop identity fraud. Fortunately, there are many emerging trends and best practices for modern...

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How Day 1 Certainty improves the mortgage journey...

  The journey to a mortgage is complex and expensive, so of course the transaction will require more than a few swipes on a...

Read More How Day 1 Certainty improves the mortgage journey