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Stop Trying to Collect from Synthetic Identities...

Friend or foe? Sophisticated criminals put a great deal of effort into creating convincing, verifiable personas (AKA synthetic identities). Once the fictional customer has...

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What to expect when you’re expecting fraud...

You can do everything you can to prepare for the unexpected. But similar to how any first-time parent feels… you might need some help....

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Consumers with Strong Credit Opt for More Used Vehicle...

Vehicle affordability has been a main topic of conversation in the auto industry for some time, and based on the data, it’s not going...

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Getting the Job Done with Alternative Credit Data...

Would you hire a new employee strictly by their resume? Surely not – there’s so much more to a candidate than what’s written on...

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Identity Verification and Onboarding for Financial Ser...

First impressions are always important – whether it’s for a job interview, a first date or when pitching a client. A good first impression...

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Alternative Data: The Key to Expanding the Credit Univ...

Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...

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Changes in US Vehicles in Operation: Q1 2019...

There were 276 million vehicles on the road in Q1...

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Your Keys to Unlocking Debt Management Success...

Debt management is becoming increasingly complex. People don’t answer their phones anymore. There are many, many communication channels available (email, text, website, etc.) and...

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Father’s Day Facts: How Moms and Dads spend Money Diff...

Once you have kids, your bank accounts will never be the same. From child care to college, American parents spend, on average, over $233,000...

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CECL Q&A with Gavin Harding and Jose Tagunicar...

Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...

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CECL 101: Ready. CECL. Go....

What is CECL? CECL (Current Expected Credit Loss) is a new credit loss model, to be leveraged by financial institutions, that estimates the expected...

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Data-powered digital transformation...

Many may think of digital transformation in the financial services industry as something like emailing a PDF of a bank statement instead of printing...

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Q1 2019 Consumer Credit Trends...

Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...

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Right Place, Wrong Time: Are You Leaving Customers Wai...

You’ve Got Mail! Probably a lot of it. Birthday cards from Mom, a graduation announcement from your third cousin’s kid whose name you can’t...

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Across the Universe of Alternative Credit Data...

The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...

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