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Dynamic pricing models for consumer financial products can be especially difficult for at least four reasons.
Not only are personal loans are increasing, but so is the share of those loans originated by FinTechs is also growing quickly across all generations.
In order to stand out, credit card companies need to come up with new, innovative ideas by acknowledging their vulnerabilities.
You want to use big data, but how do you make your analytics truly actionable to stay ahead of the competition? Using an analytical sandbox is the answer.
Experian sat down with Shawn Hanson, CEO at Marine Credit Union to get his perspective and insights about growth, risk and the underserved.
After Hurricane Florence, Experian is here to help. People can download our free Vehicle Flood Risk Check app.
There are a lot of people talking about big data who are not fully leveraging the value of their data. How do you use data to innovate and stay competitive?
9 Ways to Make Hispanic Engagement Part of Your Credit Union’s Differentiation Strategy
Apply CIS TagWith Hispanic Heritage Awareness Month underway and the topic of growing membership a constant priority, here are some tips from a credit union CEO.
Machine learning's ability to consume vast amounts of data to uncover patterns and deliver results makes it well suited for the credit risk industry
Demand for data scientists is off the charts, but nationally there is a data science skills shortage. Many companies are filling this gap by outsourcing.
The MOBILE Act authorizes a standard for banks to scan and retain information from driver’s licenses and id cards as part of online onboarding process.
With credit card openings and usage increasing, now is the time to make sure your financial institution is optimizing its credit card portfolio.
An Experian study revealed 86% of millennials believe that buying a house is a good financial investment - they just don't have the credit scores they need.
First-party fraud involves making financial commitments or using their own identity, a manipulated version of their own identity or a synthetic identity.
Identity-related fraud exposure and losses are increasing, and the underlying schemes are becoming more complex. To make better decisions on the need for step-up authentication in this dynamic environment, you should take a layered approach to the services you need.