Credit & Risk

Despite used vehicle prices rising, loan-to-value (LTVs) ratios are dropping. Ultimately, lower LTVs are a positive trend for consumers because it puts them into positive equity on their vehicle faster.

Experian has made the IDC 2021 Fintech Rankings Top 100, highlighting the best global providers of financial technology. Read more!

Incorporating artificial intelligence and machine learning into your business strategy can improve decisioning and reduce risk. Read more.

Consumers continue to manage credit well and the average credit score climbed seven points since 2020 to 695, the highest point in more than 13 years.

Learn how to maximize your collections efforts while reducing costs, avoiding reputational damage and fines, and improving overall engagement.

As last year’s high-volume mortgage environment wanes, lenders are shifting focus to address another set of challenges.

The right technology can help your business maintain TCPA compliance through data scrubbing, phone type indicators, phone number scoring, and more.

Experian discussed the benefits of FCRA data and ways this data can ease credit access for “invisible” consumers in a recent webinar hosted by AFSA.

As lenders and consumers emerge from the pandemic, predicting the attributes of the “new normal” will be difficult.

We're considering the pros and cons of manual fraud reviews, and the benefits of applying analytics to your fraud review process.

Even if it looks like a bank and acts like a bank, there’s a good chance the company behind that financial services transaction may actually be a fintech.

For credit unions, having the the proper income and employment verification tools in place is key when creating a first-class application process.

Now that we’ve reached the midpoint of the year and economic recovery is underway, we’re taking a look at fraud threats can impact businesses and consumers.

In our newest white paper, we explore the obstacles hindering digital identity management, and the best way to build a layered identity solution.

Ascend Intelligence Services wins fintech breakthrough awards & empowers financial firms with Experian's managed analytics solutions and services.