Changing Consumer Credit Trends

by Laura Burrows 1 min read May 9, 2019

Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans.

According to Experian research, over 2.7 million out of 89 million active automotive loans and leases are either 30 or 60 days delinquent. Triggers that signal a greater likelihood of consumers falling delinquent on loans, mortgages and credit card payments, include high-interest rates, a high utilization rate and recent derogatory trades.

By tracking and forecasting consumer trends over time, you can more easily predict consumer behavior and better prepare for potential issues within each market.

Join Gavin Harding, Experian Senior Business Consultant, and Alan Ikemura, Experian Data Analytics Senior Product Manager, during our live Quarterly Credit Trends webinar on May 30 at 2:00 p.m. ET. Our expert speakers will provide a view of the real estate market and share insights on the latest consumer credit trends.

Highlights include:

  • 2019 economic drivers
  • Q1 2019 origination and delinquency trends
    • Mortgage
    • Home equity
    • Bankcard
    • Auto

Register now

Related Posts

How Rental Data Is Expanding Financial Opportunity for Millions of Renters 

Discover how rental payment reporting can expand credit access, strengthen credit profiles and improve risk assessment for renters and housing providers.

October 8, 2026 by Manjit Sohal
From Innovation to Impact: Meet the 2026 Experian Vision Awards Winners

Four organizations show what’s possible when data, analytics, AI and technology are put to work against real business and consumer challenges.

October 8, 2026 by Stefani Wendel
Vision 2026: Day Two Recap 

From thought-provoking conversations on AI and the future of financial services, day two of Vision brought bold ideas and insights. 

October 7, 2026 by Sharis Rostamian

Subscribe to our Newsletter

Enter your name and email for the latest updates.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Subscribe to our Newsletter

Don't miss out on the latest industry trends and insights!
Subscribe