Credit & Risk

Experian released the 11th annual state of credit report, which provides a comprehensive look at the credit performance of consumers across America.

Profitability analysis is one of the most powerful analytics tools in business and strategy development. Yet it’s underrated and often ignored.

Differentiating good customers facing financial struggles from bad actors is getting more difficult, highlighting the need for effective decisioning tools.

As subprime originations decrease, some think that subprime consumers are being locked out of the automotive finance market, but that’s not the whole story.

Learn about some specific Experian solutions that are especially timely for lenders strategizing their response to the COVID Recession.

In our most recent podcast, Experian experts discuss how to enhance your portfolio analysis after an economic downturn and drive greater access to credit.

Account management is a critical strategy during any type of economy (pro-cycle, counter-cycle, cycle neutral), but especially now.

The automotive industry is in the midst of weathering an unexpected storm due to COVID-19. Here's what the Q1 2020 delinquency rates tell us. Read more.

We’ve entered a new era of loss forecasting. Previously built models are no longer sufficient for the changes in economic conditions due to COVID-19.

While some businesses will look to loss forecasting to potentially reduce the severity of impact from COVID-19, for many, it is the key to survival.

This is the third in a series of blog posts highlighting optimization, AI, predictive analytics, and decisioning for lending operations.

COVID-19 will affect the way financial institutions lend and provide credit. See what Shawn Rife, Experian’s Director of Product Scoring, had to say.

Here's a brief FCRA-related compliance overview to refresh your memory on various FCRA requirements when requesting and using consumer credit reports.

Credit reporting companies and data furnishers have been put in the spotlight to provide consumers with assistance that they need during COVID-19.

The Federal Open Market Committee closed their latest meeting on April 29 and provided a look into how long rates may remain at their current levels.