Credit & Risk

Ascend Intelligence Services wins fintech breakthrough awards & empowers financial firms with Experian's managed analytics solutions and services.

We surveyed consumers and businesses worldwide about they are stabilizing their finances and returning to growth for our new Global Decisioning Report.

Experian can help businesses overcome the barriers on the path to a seamless and digital verification process for mortgage lending.

Underreported income is a significant budget complication that can frustrate even the most effective tax agencies, until the right tools are used.  

Fintechs have been an enormously disruptive force of change in financial services over the past 10 years. From digital payments, lending, insurance, digital banks, to personal finance and many other subsectors in between, fintechs have rapidly transformed everything from business and operating models to customer expectations. It’s this innovative drive that is celebrated and fostered each year at LendIt Fintech - a conference that brings together the fintech and financial services community to connect and reimagine the future of finance. And there may not be another year on record that called for the reimagining of finance more than 2020. Last year, the financial services industry – from consumers, fintechs and other subdivisions across the globe – endured many changes and challenges due to the COVID-19 pandemic. But it also brought accelerated innovations; and with them, increased customer expectations and a focus on financial equity and inclusion. As consumer credit scores and demand for credit continue to rise, fintechs have an opportunity to re-examine what credit looks like in a post-COVID lending environment, and explore opportunities for growth in 2021. Experian’s Chief Product Officer Greg Wright tackled this topic at the recent Lendit Fintech conference, alongside Ibo Dusi of Happy Money, Myles Reaz of Upgrade and the Garry Reeder with the American Fintech Council. Watch the full panel discussion in the video below and hear more about: How panelists define data, alternative data and how it factors in their lending How alternative data can help drive financial inclusion and get to a ‘yes’ more often with consumers Using data to make the consumer experience more frictionless and seamless For more information about how Experian can help fintech organizations of all sizes reach their business and lending goals, visit our fintech solutions page. Explore Experian's Fintech Solutions

In this infographic, we'll dive into the 5 benefits of AI/ML for lenders and financial instutitions.

Partnerships fill a need in the quest for sustainable growth. Here are three key questions to consider when evaluating if a partner is right for you.

In this latest installment of “working with vendors” let’s dive into some best practices for writing RFIs and RFPs.

Digitalization continues to remain a top priority for many organizations in 2021.

For the last several months, Experian has participated as the only credit bureau in the pilot of the SSA's eCBSV service.

Inactive credit card accounts pose challenges to lenders. Discover potential reasons for inactivity and learn how to manage these accounts.

Here are the four steps fintechs should take to reenter the lending market intelligently, while mitigating as much risk as possible.

A high-level review of risk-adjusted yields across three common retail products offered by credit unions show that credit cards can be very profitable.

As financial institutions navigate COVID-19’s economic impact, the best credit portfolio management practices are fundamental.

Last year’s predictions of a new set of Roaring 20’s may not have panned out the way we imagine, but many did evolve. Here are six trends to watch in 2021.