Credit & Risk

Inactive credit card accounts pose challenges to lenders. Discover potential reasons for inactivity and learn how to manage these accounts.

Here are the four steps fintechs should take to reenter the lending market intelligently, while mitigating as much risk as possible.

A high-level review of risk-adjusted yields across three common retail products offered by credit unions show that credit cards can be very profitable.

I’d like to explore a hybrid type – synthetic identity fraud – and how it can be the harder to detect than third- or first-party fraud.

Last year’s predictions of a new set of Roaring 20’s may not have panned out the way we imagine, but many did evolve. Here are six trends to watch in 2021.

People are more than just their credit scores. Are you getting the full picture? Download our guide to learn more.

Look into North American trends over the last year and to learn how fraud prevention and positive customer relationships are two sides of the same coin.

The jump to the cloud means that lenders are suddenly more capable than ever at making analytically sound and more financially inclusive­ decisions.

North American consumers’ expectations continue to rise in the wake of COVID-19, with a focus on online security and their digital experience.

Experian released the 11th annual state of credit report, which provides a comprehensive look at the credit performance of consumers across America.

The CU Times recently reported on a nationwide synthetic identity fraud ring impacting several major credit unions and banks.

To maximize limited marketing spend, lenders will need to be more prescriptive to increase response rates on fewer delivered offers.

Profitability analysis is one of the most powerful analytics tools in business and strategy development. Yet it’s underrated and often ignored.

Download our report to learn why alternative credit data is supplemental and essential to consumer lending and how it’s being used by consumers and FI's.

Differentiating good customers facing financial struggles from bad actors is getting more difficult, highlighting the need for effective decisioning tools.