Credit & Risk

Four Long-Lasting Habits of People with Exceptional Credit Scores

We’ve rounded up what it takes for consumers to have a good credit score, in addition to some alternative considerations. Read more!

April 25, 2019 by Laura Burrows
Gen Z: Game of Scrolls

As Gen Z enters the economy, they bring with them an entirely new set of priorities when it comes to their finances. Move over Millennials.

April 23, 2019 by Stefani Wendel
Quelling Concern: The Percentage of Delinquent Auto Loans Remains Relatively Stable

Increase in delinquent loans has led to a discussion about the auto finance industry's stability. But it’s important to put these trends into context.

February 28, 2019 by Melinda Zabritski
The Data You Need for a Win-Win Strategy

Alternative Credit Data and Trended Data have different strengths, but when used together, they can make a world of difference on your strategy as a whole.

January 28, 2019 by Stefani Wendel
Putting Consumers in the Driver’s Seat of Their Credit Scores

Experian Boost gives consumers greater control over their credit profiles by allowing them to add non-traditional credit information to their Experian credit file.

January 25, 2019 by Jeff Softley
Debt Consolidation Nation

New year, new personal loans. As Americans kick off the year seeking debt consolidation, consumer insights shed light for your future marketing efforts.

January 3, 2019 by Stefani Wendel
The Automotive Finance Markets Shift to Prime … And Other Trends

Findings from the Q3 State of the Automotive Finance report show that Subprime originations hit the lowest overall share of the market seen in 11 years.

December 27, 2018 by Melinda Zabritski
One Small Step for Experian, A Giant Leap Forward for the Credit Industry

Experian is ushering a new age of consumer empowerment with Experian Boost, which eliminates the guesswork of what goes into a credit score.

December 19, 2018 by Guest Contributor
How to Kick Off the Season for Swiping (Credit Cards)

Holiday shoppers are gearing up with gift lists and credit cards in tow. Optimize opportunities to attract them with offers to increase your walletshare.

November 27, 2018 by Stefani Wendel
Fintechs: Thinking of Partnering with Other FIs?

A recent report showcases the results of what happens with FinTechs and financial institutions partner together. Hear their experiences with collaboration.

October 23, 2018 by Brittany Peterson
Consumers Continue to Withstand Higher Vehicle Costs

Despite consumers taking out larger loan amounts, they continue to make their monthly payments on time. But, affordability remains a

October 22, 2018 by Melinda Zabritski
The Evolution of FinTech: Marketplace Challenger to Industry Collaborator

FinTechs first entered the marketplace as competitors, but as they grow, some have started to partner with traditional financial institutions.

October 16, 2018 by Stefani Wendel
Personal Loans: Fueled by Fintech

Not only are personal loans are increasing, but so is the share of those loans originated by FinTechs is also growing quickly across all generations.

October 9, 2018 by Stefani Wendel
Mitigating the Risk of Purchasing a Flood-Damaged Car after Hurricane Florence

After Hurricane Florence, Experian is here to help. People can download our free Vehicle Flood Risk Check app.

September 27, 2018 by Yen Sullivan
Machine Learning for Real-World Credit Risk

Machine learning's ability to consume vast amounts of data to uncover patterns and deliver results makes it well suited for the credit risk industry

September 12, 2018 by Alan Ikemura

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