Debt & Collections

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Could a virtual negotiator enhance your collections ef...

It should come as no surprise that reaching consumers on past-due accounts by traditional dialing methods is increasingly ineffective.  The new alternative, of course,...

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5 riskiest states of 2016...

With the recent switch to EMV and more than 4.2 billion records exposed by data breaches last year*, attackers are migrating their fraud attempts...

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Where is e-commerce fraud taking place?...

The adoption of EMV terminals has pressured attackers to migrate their fraud attempts to the card-not-present channel. This is a major driver to the...

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Avoiding address manipulation fraud...

Legitimate address discrepancies are common, which surprises most people. And handling every address discrepancy as a high fraud risk is operationally expensive and inhibits...

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Understanding and knowing how to use trended data...

Knowing a consumer’s credit information at a single point in time only tells part of the story. I often hear one of our Experian...

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When “best” isn’t the best for fighting fr...

Fraud and address manipulation (Part 1) Identifying an address as incorrect seems simple enough. But in reality, address mismatches between an application and credit...

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4 tips to secure your network...

Internet-connected devices provide endless possibilities, but they rely on technology and collected data to deliver on their promises. This can compromise your network security....

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Technology sharing is critical in preventing fraud...

Fraud and cybersecurity are two of the biggest risks challenging organizations and the economy today. Fraud has become its own industry, to the tune...

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2016 e-commerce fraud on pace to surpass 2015...

As we approach the one-year anniversary of the EMV liability shift, we have seen an increase in e-commerce fraud — to the tune of...

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EMV technology’s impact on fraud...

Historically, the introduction of EMV chip technology has resulted in a significant drop in card-present fraud, but a spike in card-not-present (CNP) fraud. CNP...

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Three pillars of identity relationship management...

Did you know that identities can shift (for better or worse) in just 30 days? To succeed in today’s multichannel, mobile environment, businesses must...

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HELOC end-of-draw period peaking for lenders – n...

Ten years after homeowners took advantage of a thriving real-estate market to borrow against their homes, many are falling behind on payments, potentially leaving...

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Global trends for fighting fraud...

Experian’s annual global fraud report reveals trends that can help organizations mitigate fraud and improve the customer experience: Apply the right-sized fraud solutions to...

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Is the speed of fraud threatening your business?...

In an attempt to stay ahead of fraud, systems have become more complex, more expensive and even more difficult to manage, leading to more...

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Top moments to assess a customer’s “ability to pay”...

 All customers are not created equally – at least when it comes to one’s ability to pay. Incomes differ, financial circumstances vary and economic...

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