Debt & Collections

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EMV technology’s impact on fraud...

Historically, the introduction of EMV chip technology has resulted in a significant drop in card-present fraud, but a spike in card-not-present (CNP) fraud. CNP...

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Three pillars of identity relationship management...

Did you know that identities can shift (for better or worse) in just 30 days? To succeed in today’s multichannel, mobile environment, businesses must...

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HELOC end-of-draw period peaking for lenders – n...

Ten years after homeowners took advantage of a thriving real-estate market to borrow against their homes, many are falling behind on payments, potentially leaving...

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Global trends for fighting fraud...

Experian’s annual global fraud report reveals trends that can help organizations mitigate fraud and improve the customer experience: Apply the right-sized fraud solutions to...

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Is the speed of fraud threatening your business?...

In an attempt to stay ahead of fraud, systems have become more complex, more expensive and even more difficult to manage, leading to more...

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Top moments to assess a customer’s “ability to pay”...

 All customers are not created equally – at least when it comes to one’s ability to pay. Incomes differ, financial circumstances vary and economic...

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Keeping up with the mobile customer...

Many fraud and compliance teams are struggling to keep pace with new business dynamics. Here are several of the many mobile device trends affecting...

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Vulnerabilities in the Internet of Things...

Every day, millions of new things get connected online, such as toasters, heart monitors and cars. Many of these things have weak security controls...

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What is the difference between MLA and SCRA?...

The U.S. military presently includes an estimated 1.46 million active personnel and 1.1 million active reserve personnel. And like so many government agencies, it...

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Day 1, Vision 2016: Top 10 Takeaways...

It’s impossible to capture all of the insights and learnings of 36 breakout sessions and several keynote addresses in one post, but let’s summarize...

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E-filing taxes and identity theft...

A recent Experian study reveals that tax filing, document collection and refund processing are done online more often, yet only 6% of consumers file...

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Where is e-commerce fraud taking place?...

Top states for billing and shipping e-commerce fraud With more than 13 million fraud victims in 2015, assessing where fraud occurs is an important...

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Why fintech lenders are snatching up more personal loa...

It’s hard to remember a world without online lenders. Today, fintech players continue to pop up, making it easier to cross-shop loans and land...

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The No. 1 Tactic to Optimize Your Collections...

Every portfolio has a set of delinquent customers who do not make their payments on time. Truth. Every lender wants to collect on those...

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Identity theft and tax fraud...

A recent Experian survey shows a growing concern over identity theft and tax fraud. 42% of consumers are concerned that someone could access their...

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