Customer Targeting & Segmentation

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Are You Ready for the New CFPB Regulation?...

Earlier this year, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM) to implement the Fair Debt Collection Practices Act...

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Streamline Your Collections Processes with Advanced An...

The fact that the last recession started right as smartphones were introduced to the world gives some perspective into how technology has changed over...

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Why You Need to Pay Close Attention to TCPA...

Have you seen the latest Telephone Consumer Protection Act (TCPA) class action lawsuit? TCPA litigations in the communications, energy and media industries are dominating...

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Alternative Data: The Key to Expanding the Credit Univ...

Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...

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Father’s Day Facts: How Moms and Dads spend Money Diff...

Once you have kids, your bank accounts will never be the same. From child care to college, American parents spend, on average, over $233,000...

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Q1 2019 Consumer Credit Trends...

Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...

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Right Place, Wrong Time: Are You Leaving Customers Wai...

You’ve Got Mail! Probably a lot of it. Birthday cards from Mom, a graduation announcement from your third cousin’s kid whose name you can’t...

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Across the Universe of Alternative Credit Data...

The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...

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State of Credit: 10 Year Lookback...

It’s been over 10 years since the first rumblings of Great Recession started in 2008. Today, Americans are experiencing high levels of consumer confidence,...

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#ExperianVision 2019 – Day 2 Recap...

Day 2 at this year’s Vision conference was fueled with new technology and inspiration. The morning session opened with Robert Boxberger, Experian President, Decision...

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#ExperianVision 2019 – Day 1 Recap...

“Experian is transforming our business from a traditional credit bureau to a true technology and software provider,” said Craig Boundy, CEO of Experian, North...

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Doing More with Less: Three Marketing Challenges Facin...

Do more with less. Once the mantra of the life-hacking movement, it seems to be the charge given to marketers across the globe. Reduce...

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Four Long-Lasting Habits of People with Exceptional Cr...

Your consumers’ credit score plays an important role in how lenders and financial institutions measure their creditworthiness and risk. With a good credit score,...

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To Win with Machine Learning, It Isn’t What You Do; It...

If you’re a credit risk manager or a data scientist responsible for modeling consumer credit risk at a lender, a fintech, a telecommunications company...

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Gen Z: Game of Scrolls...

So often a microscope is set on examining millennials and their behaviors – especially when it comes to their priorities and finances. But there’s...

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