Tag: webinar

Join our webinar for iinsights and best practices to promote financial wellness at your organization and increase revenue and retention.

Join our fireside chat as Experian experts explore economic and market trends, their impact on consumers, and how financial institutions can adapt.

With a recession on the horizon, economists are using different scenarios to predict economic recovery. Learn more about the 4 potential outcomes.

The rapid rate at which fintech challengers are becoming established, is in turn, allowing for greater consumer awareness and adoption of fintech platforms.

Retail banking leaders want to incorporate more data into their business strategies.However, many companies don’t know how or where to start.

Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and auto loans. By monitoring consumer behavior and market trends over time, you can predict and prepare for potential issues within each market. In this 30-minute webinar, our featured speakers, Gavin Harding, Experian Senior Business Consultant, and Alan Ikemura, Experian Data Analytics Senior Product Manager, reveal Q1 2019 market intelligence data and explore recent advances in consumer credit trends. Watch our on-demand webinar

Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans. According to Experian research, over 2.7 million out of 89 million active automotive loans and leases are either 30 or 60 days delinquent. Triggers that signal a greater likelihood of consumers falling delinquent on loans, mortgages and credit card payments, include high-interest rates, a high utilization rate and recent derogatory trades. By tracking and forecasting consumer trends over time, you can more easily predict consumer behavior and better prepare for potential issues within each market. Join Gavin Harding, Experian Senior Business Consultant, and Alan Ikemura, Experian Data Analytics Senior Product Manager, during our live Quarterly Credit Trends webinar on May 30 at 2:00 p.m. ET. Our expert speakers will provide a view of the real estate market and share insights on the latest consumer credit trends. Highlights include: 2019 economic drivers Q1 2019 origination and delinquency trends Mortgage Home equity Bankcard Auto Register now

According to Experian’s latest State of the Automotive Finance Market report, auto loan balances reached an all-time high of $905 billion in the first quarter of 2015.

Data quality continues to be a challenge for many organizations as they look to improve efficiency and customer interaction.

According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into summer.

The most recent Experian State of the Automotive Finance Market report shows more consumers are leasing vehicles. Leases accounted for 28.4 percent of all new vehicles financed in Q4 2013 - the highest level on record since 2006.

Findings from the most recent Experian State of the Automotive Finance Market report show outstanding automotive loan balances increased 11 percent from Q4 2012, reaching $798.5 billion in Q4 2013 — the highest level since 2007.

As part of its expanded guidance, the Office of the Comptroller of the Currency explicitly recommends that financial services firms utilizing predictive models and decision analytics run regular validations to gauge model efficacy. The VantageScore® credit score model was recently measured against the best credit score models from each of the three largest credit reporting companies (CRCs). When comparing KS values, there is exceptionally strong performance for mortgage originations, with the VantageScore® credit score model outperforming the CRC models in a range from 8 percent to 12 percent. The average range of outperformance is 3 percent to 4 percent across the board for most of the key industries. View the VantageScore® Webinar: Executing Effective Validations in 2011 and Beyond. Source: Executing Effective Validations, American Banker. VantageScore® is owned by VantageScore Solutions, LLC.

After increasing for the first time in nearly two years, the 30 and 60 days past due (DPD) mortgage delinquencies as a percentage of balances returned to their downward trend, with Q4 delinquency rates of 2.18 percent and 1.06 percent, respectively. This represents a decline of 3.5 percent for the 30 DPD category and a 2.8 percent decline for 60 DPD. Listen to our recorded Webinar for a detailed look at the current state of mortgage strategic default and an update on consumer credit trends from the Q4 2011 Experian-Oliver Wyman Market Intelligence Reports. Source: Experian-Oliver Wyman Market Intelligence Reports.

Even as interest rates remain at near-record lows, mortgage originations declined for the second quarter in a row in Q2 2011 to $268 billion, a 19 percent decline over the previous quarter. Refinance activity that spurred originations in 2010 has not been as prevalent this year. Listen to our recent Webinar on consumer credit trends and retail spending. Source: Experian-Oliver Wyman Market Intelligence Reports.