Many may think of digital transformation in the financial services industry as something like emailing a PDF of a bank statement instead of printing...
The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...
If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...
Big Data is no longer a new concept. Once thought to be an overhyped buzzword, it now underpins and drives billions in dollars of...
Once a scorecard has been redeveloped, it is important to measure the impact of changes within the strategy by replacing the old model with...
With 81% of Americans having a social media profile, you may wonder if social media insights can be used to assess credit risk. When...
Call it big data, smart data or evidence-based decision-making. It’s not just the latest fad, it’s the future of how business will be guided...
The 1990s brought us a wealth of innovative technology, including the Blackberry, Windows 98, and Nintendo. As much as we loved those inventions, we...
Key drivers to auto financial services are speed and precision. What model year is your decisioning system? In the auto world the twin engineering...
As Big Data becomes the norm in the credit industry and others, the seemingly non-stop efforts to accumulate more and more data leads me...
In today's data driven world, decisioning strategies can no longer be one-dimensional and only risk-focused. By employing a multidimensional decisioning approach, companies can deliver...
When we think about fraud prevention, naturally we think about mininizing fraud at application. We want to ensure that the identities used in the...
By: Andrew Gulledge I hate this question. There are several reasons why the concept of an “average fraud rate” is elusive at best, and...
By: Margarita Lim Recently, the Social Security Administration (SSA) announced that it will change how Social Security numbers (SSN) will be issued, with a...
By: Wendy Greenawalt Large financial institutions have acknowledged for some time that taking a more consumer-centric versus product-centric approach can be a successful strategy for...