Kelly Kent

Kelly Kent is presently the VP Product Management for Decision Analytics’s Decisioning product group, responsible for the management of software and analytics products including PowerCurve® and Premier Attributes. Since joining Experian in 2007, Kelly has held roles in both the Credit Services and Decision Analytics organizations. Initially, he developed new products and led strategic planning for the Consumer Information Services business line. Since then, he has worked within Decision Analytics’s North American and Global product organizations, responsible for managing the Business Intelligence product suite and global strategic planning, respectively. Prior to joining Experian, Kelly held positions in business development and consulting for several Canadian-based companies. He earned an Honours Bachelor of Commerce from McMaster University in Hamilton, Canada, and a Master of Business Administration from the UCLA Anderson School of Management.

All posts by Kelly Kent

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Auto loan delinquencies extending beyond subprime cons...

There has been a lot of discussion around the auto loan market regarding delinquency rates in the past year. It is a topic Experian...

Read More Auto loan delinquencies extending beyond subprime consumers
Understanding prescriptive solutions...

Prescriptive solutions: Get the Rx for your right course of action By now, everyone is familiar with the phrase “big data” and what it...

Read More Understanding prescriptive solutions
When is Big Data too much data?...

As Big Data becomes the norm in the credit industry and others, the seemingly non-stop efforts to accumulate more and more data leads me...

Read More When is Big Data too much data?
Earthquakes and Credit Risk – Prediction and Preparati...

I love a good analogy, and living in Southern California, lately I’ve been thinking a lot about earthquakes, and how lenders might want to...

Read More Earthquakes and Credit Risk – Prediction and Preparation
Are “fallen angels” a key to economic grow...

As our newly elected officials begin to evaluate opportunities to drive economic growth in 2011, it seems to me that the role of lenders...

Read More Are “fallen angels” a key to economic growth?
Profitable portfolio segments may exist in some unlike...

A recent article in the USA Today titled, “Jobs rebound will be slow”*, outlines state-by-state forecasts for the United States, as released by Moody’s...

Read More Profitable portfolio segments may exist in some unlikely places
Foreclosure freezes are not just a mortgage issue...

With the issue of delayed bank foreclosures at the top of the evening news, I wanted to provide a different perspective on the issue...

Read More Foreclosure freezes are not just a mortgage issue
Will increased joblessness drive another set of strate...

With the news from the Federal Reserve that joblessness is not declining, and in fact is growing, a number of consumers are going to...

Read More Will increased joblessness drive another set of strategic defaults
Economic challenges transform consumer risk profiles...

With the recent release of first-time unemployment applications by the Labor Department showing weaker than expected results, it comes as no surprise that July foreclosure...

Read More Economic challenges transform consumer risk profiles
Finding growth in your current applicants...

Recently, a number of media articles have discussed the task facing financial institutions today – find opportunities growth in a challenging and flat economy....

Read More Finding growth in your current applicants
Credit Unions and the Family Farm – common bonds...

I recently attended a conference where Credit Union managers spoke of the many changes facing their industry in the wake of the real estate...

Read More Credit Unions and the Family Farm – common bonds
Unemployment and credit risk...

Since 2007, when the housing and credit crises started to unfold, we’ve seen unemployment rates continue to rise (9.7% in March 2010 *)  with...

Read More Unemployment and credit risk
Changes in credit scores distributions...

A common request for information we receive pertains to shifts in credit score trends. While broader changes in consumer migration are well documented –...

Read More Changes in credit scores distributions
Consumer Spending and Balance Trends...

Recently, the Commerce Department reported that consumer spending levels continued to rise in February, increasing for the fifth straight month *, while flat income...

Read More Consumer Spending and Balance Trends
Short Sales vs. Principal Forgiveness...

In the past few days I’ve read several articles discussing how lenders are taking various actions to reduce their exposure to toxic mortgages –...

Read More Short Sales vs. Principal Forgiveness