Credit Lending
How will the FinCEN revisions impact your business? (Part 2) I recently discussed the new FinCEN requirements to Customer Due Diligence. This time, I’d...
In order to compete for consumers and to enable lender growth, creating operational efficiencies such as automated decisioning is a must. Unfortunately, somewhere along...
Reinventing Identity for the Digital Age Electronic Signature & Records Association (ESRA) conference I recently had the opportunity to speak at the Electronic Signature...
How will the FinCEN revisions impact your business? (Part 1) Some recently published FinCEN revisions and advisories are causing a stir. First, let’s look at...
Lenders are looking for ways to accurately score more consumers and grow their applicant pool without increasing risk. And it looks like more and...
For members of the U.S. military, relocating often, returning home following a lengthy deployment and living with uncertainty isn’t easy. It can take an...
A recent Experian analysis shows that about 2.5 million consumers will have a foreclosure, short sale or bankruptcy fall off their credit report between...
U.S. Communities national contract awarded to Experian to use their data and analytic solutions in order to enable state and local government agencies to...
Much has been written about Millennials over the past few years, and many continue to speculate on how this now largest living generation will...
In this age of content and increasing financial education available to all, most entities are familiar with credit bureaus, including Experian. They are known...
Historically, the introduction of EMV chip technology has resulted in a significant drop in card-present fraud, but a spike in card-not-present (CNP) fraud. CNP...
Prescriptive solutions: Get the Rx for your right course of action By now, everyone is familiar with the phrase “big data” and what it...
Experian conducted a joint-survey that uncovered insights into the topic of conversational commerce and voice assistants. The survey audience constituted nearly 1300 smartphone users...
The first six months of 2016 has shown that the total credit card limits among the subprime and deep subprime credit range totaled $6.4...
Consumers want to pay less. This is true in retail and in lending. No big surprise, right? So in order for lenders to capitalize...