A recent Experian analysis shows that about 2.5 million consumers will have a foreclosure, short sale or bankruptcy fall off their credit report between June 2016 and June 2017 — with 68% of these consumers scoring in the near-prime or high credit segments. 
Additional highlights include:
- Nearly 29% of those who short-sold between 2007 and 2010 have opened a new mortgage.
- Delinquencies for this group are below the national average for bankcard and auto loan payments.
- More than 12% of those who foreclosed now have boomeranged (opened new mortgages).
With millions of borrowers potentially re-entering the housing market, the trends are promising for both the mortgage seeker and the lender.
