Debt Collection Services

Reduce costs and maximize recovery

Want to learn more about Experian’s collections products?

Identify High-Risk Accounts Before It's Too Late

Introducing FirstSweepSM

Experian's latest collection industry tool that leverages bankruptcy, deceased and other critical data to help you reduce legal risk and optimize your resources.

Viewpoint: How The CFPB Will Impact Collections

Collections And Credit Risk Article

Read Experian's thoughts on what effects the CFPB is likely to have on the collection industry.

Client Testimonial

Credit Union Journal Article

Credit Union Cut Its Delinquencies In Half

Find out how Delta Community Credit Union cut in half its consumer loan delinquencies when collectors began using Experian’s Collection Advantage product through Akcelerant.

Focus on Accounts with the Greatest Debt Recovery Potential

Maximize debt collection efforts and make more profitable decisions. By scoring, segmenting and prioritizing accounts you can develop better strategies to collect more debt.

Prioritize your collection efforts with Experian's debt collection services:

Business Collections SuiteSM

Manage your commercial collections from one interface — combines the power of Delinquency Notification ServiceSM with Collections Recovery ToolSM.

Collection AdvantageSM

Get 24-7 access to critical debt collection information, including credit-based scoring, consumer contact data and analytical services — all in one seamless delivery system.

Collection Triggers

You choose the information you want us to track. When there is new information available, we immediately notify you with this dynamic, flexible account monitoring tool.

Debt Portfolio EvaluatorSM

Quickly and accurately evaluate collections recovery and profit potential on a debt portfolio.

Debt-to-Income InsightSM

Enhance debt collection prioritization with accurate estimates of customers’ debt obligations.

Delinquency Notification ServicesSM

Send your delinquent commercial customers a letter, on Experian letterhead, indicating their obligations and how to pay you — an average four percent to nine percent increase in debt collections.

FirstSweepSM

Using bankruptcy, deceased and other critical data, recognize high-risk accounts early in your collection efforts to reduce legal risk and optimize your resources.

Income InsightSM

Optimize your valuation and debt recovery processes by quickly and accurately identifying those customers most likely to repay.

Optimization for Collections

Maximize dollars collected while minimizing debt collection expenditures by optimizing your decision-making strategies from early-to late- stage decisions that determine which accounts to collect, how and when to contact, and how to allocate resources to maximize collectable dollars.  

Portfolio Management Package

Through advanced analytics, this debt collection service automates collections decisioning and provides strategic recommendations for changes to cutoffs, policies and actions.

Postal Optimization

Reduce debt collection costs by paying the lowest possible postal rates. Our services also include personalization and pre-sort capabilities.

Premier Aggregated Credit StatisticsSM

Access comprehensive ZIP CodeTM level data for more insightful collection modeling and decision-making. View Product Details

PriorityScore for CollectionsSM

Blends fresh credit data with critical account-level information to help you accurately score nearly every account.

RecoveryScoreSM

Prioritize your debt collection efforts by identifying which accounts have the greatest recovery potential.

Trended Solutions

Segment those prospects and customers who are likely to go delinquent by understanding if a consumer is rapidly increasing his or her balances or paying off debt.

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