WHAT'S YOUR EXPERIAN
- Checking your own credit will NOT lower your score
- Review your credit report for potential inaccuracies
- Toll-free support available 7 days a week
- Fast and easy
When you order your $1 Credit Report & Score, you will begin your 7‑day trial membership in Experian Credit TrackerSM. If you don't cancel your membership within the 7‑day trial period*, you will be billed $17.95 for each month that you continue your membership. You may cancel your trial membership anytime within the trial period without charge.
Check your credit report and score for $1 including online access to dispute any inaccurate credit information.
See your Experian, Equifax® and TransUnion® credit reports and scores in one easy-to-read report.
Credit Report Assistance
- Video Tutorial: How to Dispute Information on Your Credit Report
- Beware of Calls Offering Marketing Opt Out
- 60 Minutes Story: Misleading Representation of Credit
- Our Commitment to Data Integrity, Customer Service,
and Consumer Education
- FACT Act — Obtain Your Free Annual Credit Report
Credit Report Versus Credit Score: What's the Difference?
- Your credit score is a three-digit rating that quantifies your credit risk. Among other uses, lenders reference this number to help assess your creditworthiness; a higher credit score indicates less risk.
- Your credit report details your credit history. Individuals who feel that their credit score is incorrect should look for inaccuracies in their credit report. You can correct erroneous information in a credit report that results from misinformation or identity theft by disputing your credit report.
- Qualifying for discounted or free credit reports: You may be eligible to receive a discounted or free credit report if you meet certain conditions. Check to see if you qualify. Credit scores are not included in the credit report, but you can request a credit score as an additional service.
Credit Check: Why Should I Care?
Why is it important to check your Experian credit report regularly? Many people frequently pay attention to their credit scores when they buy big-ticket items such as a new car or a home. While these are some of the most familiar reasons consumers monitor their credit reports, credit scores and reports actually are used for many other reasons as well. A good credit score can get you better rates on common necessities such as car insurance premiums, cell phone contracts and apartment rental agreements. Some employers even check prospective employees’ credit reports before making final hiring decisions. In addition, despite increased public awareness of identity theft, the crime continues to grow. Therefore, monitoring your credit report and score has never been more important. Take the first step to protect your family’s financial history by ordering your credit report today.
Experian® prides itself on being a leader in credit education. Ask Experian is the credit reporting industry's first online consumer credit advice column. Recent column topics include Credit score factor “proportion of balances too high,” with virtually no balances and Debts older than seven years should not return to your credit report.About Experian
Experian provides consumers and businesses with the information they need to make better financial decisions. As a top credit reporting agency, we are dedicated to helping people get their credit reports, find out their credit scores, prevent identity theft, manage their credit rating, become educated on basic consumer credit information and control the economic aspects of major life events. Experian also strives to help companies develop a credit history, manage credit risk, prevent fraud and grow their business with targeted mailing lists.
Here are the most recent articles, from the October 10, 2012 edition:
- Establishing credit history after moving to U.S. from Canada
- Lowering credit limits could hurt credit scores
- Must lift security freeze to apply for new credit account
- Paying off closed or charged off accounts can help scores over time
You may also like to visit our extensive Credit Education section, where you will find help on understanding credit reports and credit score basics, managing your credit and protecting your identity.
* The credit monitoring benefit may only be available for 5 days during your trial period since enrollment can take up to 48 hours. You may cancel your trial membership any time during your first 7 days without charge.
Calculated on the PLUS Score model, your Experian Credit Score indicates your relative credit risk level for educational purposes and is not the score used by lenders. Learn More.