Why is it important to check and monitor your Experian credit report regularly? It is a good idea to know what is included in your credit report before applying for credit or a loan. Checking your credit report is also vital for credit card safety. Look over your credit report at least once a year. Learn more about credit education. Ask Experian is the credit reporting industry's first online consumer credit advice column. Recent advice includes: Going over the limit on your credit card. Removing negative information from your report.

Experian® provides consumers and businesses with the information they need to make better financial decisions. As a top credit reporting agency, we are dedicated to helping people get their credit reports, find out their credit scores, prevent identity theft, manage their credit rating, become educated on basic consumer credit information and control the economic aspects of major life events. Experian also strives to help companies develop a credit history, manage credit risk, prevent fraud and grow their business with targeted mailing lists.

Credit Report & Score: Why Should I Care?

Credit scores and how they are calculated have become increasingly hot topics, especially in this economy. Many people have traditionally associated the significance of knowing what’s on their credit report only with the need to purchase big-ticket items such as a new car or a home. Credit scores and reports are actually used for many other reasons. Your credit score can affect your ability to get a good rate on common necessities such as car insurance, cell phones and rental agreements. Take the first step by ordering your credit report.

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