Rethinking Your Relationship with Money

Need to change your approach to money from a mental or emotional perspective? Learn how thinking differently can help.

Read More

Experian’s Credit Games – Skills Sprint (Part 1 of 3)

July 20, 2016

Put your credit knowledge to the test to test your fate and see how you fare. Audit your skills in our three-part challenge to try your luck!

Experian’s Credit Games – Skills Distance Challenge (Part 3 of 3)

July 19, 2016

Put your credit knowledge to the test to test your fate and see how you fare. Audit your skills in our three-part challenge to try your luck!

Experian’s Credit Games – Skills Powerlift (Part 2 of 3)

July 19, 2016

Already tested your know-how in our credit skills sprint? Audit your skills in our three-part challenge to try your luck!

Infographic: Living Your Best Financial Life

July 19, 2016

Not sure where your money’s going these days? Look over some of our ideas to help control your finances to power your best financial life.

How does cosigning affect your credit? Does it show as a debt?

July 18, 2016

When you co-sign for a loan, you are saying that if the person you are co-signing for doesn’t pay the debt, you will. That loan will appear on both...

Can you tell us about the Fair Credit Reporting Act?

July 18, 2016

The Fair Credit Reporting Act regulates the consumer reporting industry. Credit reporting companies are just one type of consumer reporting company regulated by the FCRA. However, the law is...

How would you get your credit score to improve?

July 18, 2016

There are two main things everyone must do in order to have good credit scores, regardless of the credit scoring model being used. The first is to pay all...

Is it illegal for a collection agency to change the amount owed?

July 18, 2016

The collection company can’t change the amount originally owed, but they can legally add additional interest or fees to that amount. Therefore, you may see a higher amount owed...

How long will a new car inquiry stay on my credit report?

July 18, 2016

All inquiries stay on your report for two years from the date of the inquiry. However, you can shop for the best rates and look for the best lending...

Defining Charged Off, Written Off, and Transferred

July 18, 2016

Dear Experian, What are the definitions of charged off, written off and transferred? - CPL

The Difference Between VantageScore and FICO Scores

July 18, 2016

Dear Experian, What is the difference between a “Plus” score and a “FICO” score? On a June credit report from Experian my Plus score was 790 (330-830), while my FICO...

NSF Checks on a Credit Report

July 17, 2016

Dear Experian, How long do non-sufficient funds checks (NSF's) stay on your credit report? - LLS