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Introducing Experian CreditLock

Learn how the flexibility to lock and unlock your credit - instantly - might be the thing your financial plan has been missing. Until now.

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Getting Better at Credit: Emergency Funds

April 20, 2017

How can an emergency fund help protect the health of your credit? Learn more about how it can help you protect the credit you're working to improve.

What Is the Highest Credit Score Possible?

April 20, 2017

Dear Experian, My credit score is excellent, but I want the highest score that is available. What is the highest credit score possible? – BHB Dear BHB, The highest...

Is It Better to Pay off My Credit Card in Full Every Month or to Maintain a Balance?

April 18, 2017

Dear Experian, Is it better to pay off the entire balance on a credit card each month, or to always leave a small balance to carry over? – OHR...

Can Credit Help Improve Your Everyday Life?

April 12, 2017

Discover why your use of credit today can help prepare your finances for the big purchases in your future, and how your credit activities play a role.

How Can I Remove Incorrect Information From My Credit Report?

April 11, 2017

Dear Experian,I have an issue on my credit report that I believe came about when I traded my vehicle in for a new one. The creditor who held the...

Should I File for Bankruptcy?

April 6, 2017

Dear Experian, I have multiple charged off accounts and want to know if I should file bankruptcy or try to pay off the debt? I owe quite a bit....

How Do I Get a Good Credit Score?

April 4, 2017

Dear Experian, I was checking my credit score this month and can see my score came down. It gave the reason “% of balances to credit limits is too...

How Much Americans Owe on Their Mortgages in Every State

March 31, 2017

The national average mortgage debt is $196,014, which has increased by an average of 2.5% from the prior year and up 6.4% from 9 years ago. Residents of Washington...

What Should I Do About Delinquent Accounts?

March 30, 2017

Dear Experian, I have missed a payment of $18 on my credit card. This was my first late payment on any card. This month, my credit score dropped by...

Getting Your Credit Under Control This Spring: 5 Easy Steps

March 28, 2017

Is spring the perfect time to clean up your financial habits? Look over these ideas to get things in shape for summer.

Should Closed Accounts Be Removed From My Credit Report?

March 28, 2017

Dear Experian, Can I get closed accounts with $0 balance removed from my credit report? – LLV Dear LLV, When you pay off and close an account, the creditor...

Audio: Securing Your Credit with Experian CreditLock

March 24, 2017

Learn how Experian CreditLock can help bring you greater control and easier access from Director of Product Management Michelle Felice-Steele, and how we hope it can help.