College Budgeting: What to Know When You Move Out of Your Parents House

Heading off to campus? Prepare now to keep a realistic budget intact that won't have you frustrated before finals.

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What credit score do I need to buy a house?

August 31, 2016

Dear Experian, My FICO credit score is “stuck” at 680. I have not had any late payments. I’ve had two car loans over the last 10 years that I...

Should You Lease a Vehicle or Buy?

August 30, 2016

If you decide to join nearly 30 percent of American's who are leasing a vehicle, learn key steps you can take to ensure you're getting the best deal.

Audio: Experian Etc. with Tonya Rapley

August 30, 2016

Hear what finance blogger Tonya Rapley proscribes to help reach your goals of financial freedom, no matter your current state.

Audio: Experian Etc. with Dorethia Kelly

August 30, 2016

Listen in with personal finance expert Dorethia Kelly as she shares some tips for getting your finances back on the right road.

Can judgments included in bankruptcy be deleted?

August 25, 2016

Dear Experian, There is a judgment appearing on my credit report that was included in my bankruptcy. Will it be deleted? – JMV Dear JMV, When judgments included in...

What is the statute of limitations on debt?

August 23, 2016

Dear Experian, What is the statute of limitations on debt? I have an account on my report that was sold to a collection agency. Does the statute of limitations...

Pay for Delete: Is it a Good Idea?

August 18, 2016

Dear Experian, If I pay a collection debt, and the collection company says they will delete it from my credit report, does that completely remove all negative information regarding...

Should You Pay Off Your Mortgage Early?

August 16, 2016

Dear Experian, Is it a good idea to pay off my mortgage early? What affect will that have on my score and how quickly will it go up? – LTD...

Audio: Cosigning a College Loan

August 11, 2016

Know a student in need? Learn the facts of cosigning before you discuss options to help support to their educational dreams.

How Long Do Settled Accounts Stay on a Credit Report?

August 11, 2016

Dear Experian, I settled and closed a delinquent account almost five years ago and the creditor is still reporting. How can they do that if the account is closed?...

Can a Late Mobile Phone Payment Hurt My Credit?

August 9, 2016

A missed mobile phone bill is considered a form of debt in your credit history. Discover how much these accounts can affect your credit.

How Long Does It Take To Build Credit

August 9, 2016

Dear Experian, How long does it take to build credit? – ALM Dear  ALM, Building a positive credit history takes time. There is no quick fix and no way...