Synthetic Identity Theft: Can You Spot its Risk Factors?

Synthetic identity theft is harder to combat. Find out what you should be doing to protect your information.

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Chip-and-PIN: The Payments Change One Year Later

October 21, 2016

With the transition to chip-and-PIN still ongoing for some, learn what has prompted a rise in fraud incidents in tandem with its debut.

What is Debt Management?

October 18, 2016

Dear Experian, I have significant credit card debt and I’m considering a consolidation loan. Is this a good idea? What other debt management options are there? – JCB Dear...

Can I Dispute Information Without Getting a Report from Experian?

October 13, 2016

Dear Experian, I have recently obtained my credit report from my bank and do not need one from Experian. How can I go about disputing an incorrect item on...

Can I Buy a Car with a Credit Card?

October 11, 2016

Dear Readers, We sometimes get asked whether you can buy a car with a credit card. As with most credit questions, it depends. The answer is that it depends...

How can I raise my credit score fast?

October 6, 2016

Dear Experian, I need to boost my credit score in a 1-2 month span to get a home loan. I currently have a 620 and I need a 680....

Quick Tips: Scaring Off Child Identity Theft

October 5, 2016

Look over the latest findings from Experian about youth information and identity theft. Youth data is even more attractive to some hackers.

What is a cash advance? Will it hurt my credit to get one?

October 4, 2016

Dear Readers, We sometimes get asked what a cash advance is and if it can hurt credit reports and scores. A cash advance is essentially a short term loan...

What is installment credit?

September 29, 2016

Dear Experian, My friend has a poor credit score. She already has some credit cards as well as a personal loan with fixed monthly installments ending in next six...

How Often is My FICO® 8 Score Updated?

September 27, 2016

Credit scores are living things that change according to your behaviors. Surprised? They reflect your credit behaviors throughout your life.

Do You Have to Place a Fraud Alert with each Credit Reporting Company?

September 27, 2016

Dear Experian, I just filed an initial fraud alert with another credit bureau. Do I need to file an additional report with you? – DRP Dear DRP, No, you...

Delinquent Debt in America: The Dangers of Debt in Collections

September 22, 2016

A recent study reveals that a surprising 35% of Americans live with debt in collections. Learn more about how it impacts them, and how to start turning it around.

Should I get a personal loan to pay off my credit card?

September 22, 2016

Dear Experian, The balance on one of my credit cards is so high that making payments has been difficult. What’s the best thing to do with minimal damage to...