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What Should You Know About the Dark Web?

Learn more about what the dark web is, and why it should matter to you as a part of your identity protection strategy.

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How Does Being an Authorized User Affect My Credit Score?

May 18, 2017

Dear Experian, How does being an authorized user affect my credit? The account is in good standing and has a long history, but a high — 85 percent —...

What Is a Credit Builder Loan?

May 16, 2017

Dear Experian, My credit score is very low. I have no credit history other than recent hospital bills on my credit report. I get denied for everything: bank loans,...

Survey Findings: Are Consumers Making It Easier for Identity Thieves?

May 10, 2017

Identity theft is frustrating, confusing, and benefits from a lot of misconceptions according to new survey information. The results also point to the general lack of urgency around identity...

How Can I Get Inquiries Deleted from My Report?

May 9, 2017

Dear Experian, I have 19 inquiries on my credit report from Experian. I have been declined for credit cards three to four times in the recent past. The reason...

Audio: 4 Financial Readiness Tips for Veterans & Military Families

May 5, 2017

Military service members face unique financial challenges with the nature of their work. Discover tips that can help you save today and plan for the future.

Can You Build Credit with a Debit Card?

May 4, 2017

Dear Experian, I’m trying to establish a positive credit history. I’ve been paying my power bill and my telecommunications, internet and cable bills on time every month for over...

Does Opening a Credit Card Hurt Your Score?

May 2, 2017

Dear Experian, I have one credit card that I use as my main card most of the time. I also have two airline cards that I rarely use. I’m...

Does An Overdraft Hurt Your Credit?

April 27, 2017

Dear Experian, My bank closed my account due to more than $400 in overdraft fees. I paid all I owe and re-opened my account. Will this hurt my credit?...

What to Do If You Cannot Access Your Online Credit Report

April 25, 2017

Dear Experian, A friend of mine has been out of prison for five months and is trying to get his credit report. He has his identification card and Social...

Getting Better at Credit: Emergency Funds

April 20, 2017

How can an emergency fund help protect the health of your credit? Learn more about how it can help you protect the credit you're working to improve.

What Is the Highest Credit Score Possible?

April 20, 2017

Dear Experian, My credit score is excellent, but I want the highest score that is available. What is the highest credit score possible? – BHB Dear BHB, The highest...

Is It Better to Pay off My Credit Card in Full Every Month or to Maintain a Balance?

April 18, 2017

Dear Experian, Is it better to pay off the entire balance on a credit card each month, or to always leave a small balance to carry over? – OHR...

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