Latest education and advice

What to Do If You Cannot Access Your Online Credit Report

Dear Experian, A friend of mine has been out of prison for five months and is trying to get his credit report. He has his identification card and Social...

Getting Better at Credit: Emergency Funds

How can an emergency fund help protect the health of your credit? Learn more about how it can help you protect the credit you're working to improve.

What Is the Highest Credit Score Possible?

Dear Experian, My credit score is excellent, but I want the highest score that is available. What is the highest credit score possible? – BHB Dear BHB, The highest...

Credit education

Credit Report basics

A Credit Report provides detailed information on how you have used credit in the past, including how much debt you have and whether or not you’ve paid your bills on time.

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Credit Score basics

A Credit Score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card.

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Preventing fraud

You can take steps now to protect yourself from credit fraud. Learn the warning signs and get the information you need to prevent credit fraud and identity theft.

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Life events

Learn how to build and maintain good credit throughout your lifetime. Understanding how life events can affect your credit is important to maintaining a good credit history.

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