Credit Lending
The Evolution of FinTech: Marketplace Challenger to In...
Fintechs take on banks, technology, and finance as we know It. In the credit space, their reputation as a market disruptor precedes their definition. But...
Personal Loans: Fueled by Fintech...
Unsecured lending is increasing. And everyone wants in. Not only are the number of personal loans increasing, but the share of those loans originated...
Getting Beyond the Binary to Solve the Business Proble...
If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...
Is Big Data a Big Problem?...
Big Data is no longer a new concept. Once thought to be an overhyped buzzword, it now underpins and drives billions in dollars of...
9 Ways to Make Hispanic Engagement Part of Your Credit...
With Hispanic Heritage Awareness Month underway and strategic planning season in full swing, the topic of growing membership continues to take front stage for...
What is Alternative Credit Data?...
Last Updated: January 2019 Traditional credit data has long been the end-all-be-all ruling the financial services space. Like the staple black suit or that...
Machine learning for real-world credit risk...
Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...
Something Millennials Haven’t Killed?...
Millennials have been accused of “killing” a lot of things. From napkins and fabric softener to cable and golf, the generation which makes up...
Credit card trends and usage looking favorable in 2018...
Consumer confidence is nearing an 18-year high. Unemployment figures are at record lows. Retail spend is healthy, and expected to stay that way through...
Majority Rules: Lower income-earners’ spending and cre...
Lower income-earners, which make up 60% of Americans, are the vehicle driving the U.S.’s booming economy. While the top 40% of earners usually direct...
Q&A with AFSA on the state of alternative data...
As more financial institutions express interest and leverage alternative credit data sources to decision and assess consumers, lenders want to be assured of how...
Regulatory considerations when going digital...
There’s no question today’s consumers have high expectations. As financial services companies wrestle with the laws and consumer demands, here are a few points...
The regulatory considerations to know around digital c...
Consumers and businesses alike have been hyper-focused on all things data over the past several months. From the headlines surrounding social media privacy, to...
Building tools to drive financial health...
With delinquencies on the rise, financial institutions are looking for new tools to evaluate and improve the financial lives of customers and members. As...
#ExperianVision 2018 Day 1 Recap...
Alternative credit data. Enhanced digital credit marketing. Faster, integrated decisioning. Fraud and identity protections. The latest in technology innovation. These were the themes Craig...