Credit Lending

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The regulatory considerations to know around digital c...

Consumers and businesses alike have been hyper-focused on all things data over the past several months. From the headlines surrounding social media privacy, to...

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Building tools to drive financial health...

With delinquencies on the rise, financial institutions are looking for new tools to evaluate and improve the financial lives of customers and members. As...

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#ExperianVision 2018 Day 1 Recap...

Alternative credit data. Enhanced digital credit marketing. Faster, integrated decisioning. Fraud and identity protections. The latest in technology innovation. These were the themes Craig...

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New analysis on the state of alternative credit data...

The traditional credit score has ruled the financial services space for decades, but it‘s clear the way in which consumers are managing their money...

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Transforming Shopping Experiences: Experian’s Text for...

At Experian, innovation is at the heart of our culture. We strive for continuous improvement, from finding new ways to better use data to...

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Designing a robust customer segmentation — Evaluation ...

In my first blog post on the topic of customer segmentation, I shared with readers that segmentation is the process of dividing customers or...

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4 Types of Alternative Credit Data You Should Be Using...

Alternative credit data sources make it possible for lenders to gain a more holistic view of existing and potential client bases, enabling them to...

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New report reveals latest trends on subprime market...

In the credit game, the space is deep and diverse. From super prime to prime to subprime consumers, there is much to be learned...

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Simple steps to lift an Experian security freeze...

Millions of Americans placed a credit freeze or restricted access to their credit file in recent months to keep identity thieves at bay. Credit...

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Industry’s first tri-bureau trended attributes to help...

Traditional credit attributes provide immense value for lenders when making decisions, but when used alone, they are limited to capturing credit behavior during a...

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Trended attributes: key to segmentation strategy devel...

Today’s consumer lending environment is more dynamic and competitive than ever, with renewed focus on personal loans, marketplace lending and the ever-challenging credit card...

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How to successfully launch new products in a dynamic e...

Are you ready to launch a new product to capture the revenue growth opportunities in today’s market? The competition is heating up for new...

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Personalized Marketing in Financial Services...

Consumers are hungry for more personalized marketing, and I’m an actual example. As a new stepmom to two young kids, who has a full-time...

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A Unique Approach to Reject Inference Design...

You’ve been tasked with developing a new model or enhancing an existing one, but the available data doesn’t include performance across the entire population...

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The questions card portfolios should address in the po...

Early reports suggest the 2017 holiday season was a good one for retailers. Consumers were in the mood to spend, and as such, Americans’...

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