Credit Lending

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An Update on the Proposed CFPB Debt Collection Regulat...

To provide consumers with clear-cut protections against disturbance by debt collectors, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM)...

Read More An Update on the Proposed CFPB Debt Collection Regulation
The U.S. Social Security Administration’s Identity Ver...

Experian is excited to have been chosen as one of the first data and analytics companies that will enable access to Social Security Administration...

Read More The U.S. Social Security Administration’s Identity Verification and Consequences for Synthetic ID — The Eye of The Hurricane
Be More Like the DMV...

A few months ago, I got a letter from the DMV reminding me that it was finally time to replace my driver’s license. I’ve...

Read More Be More Like the DMV
Case Study: Taking a Digital Approach to Debt Recovery...

Collection departments and agencies have long adhered to traditional means of doing business. But changing consumer demands and an influx in new technologies are...

Read More Case Study: Taking a Digital Approach to Debt Recovery with eResolve™
The Future of Technology and Innovation...

The future is, factually speaking, uncertain. We don’t know if we’ll find a cure for cancer, the economic outlook, if we’ll be living in...

Read More The Future of Technology and Innovation
Fintech vs. Traditional FIs: The Latest Trends in Pers...

In today’s age of digital transformation, consumers have easy access to a variety of innovative financial products and services. From lending to payments to...

Read More Fintech vs. Traditional FIs: The Latest Trends in Personal Loans
Experian Celebrates National Fintech Day...

Today is National Fintech Day – a day that recognizes the ever-important role that fintech companies play in revolutionizing the customer experience and altering...

Read More Experian Celebrates National Fintech Day
Are You Ready for the New CFPB Regulation?...

Earlier this year, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM) to implement the Fair Debt Collection Practices Act...

Read More Are You Ready for the New CFPB Regulation?
Why You Need to Pay Close Attention to TCPA...

Have you seen the latest Telephone Consumer Protection Act (TCPA) class action lawsuit? TCPA litigations in the communications, energy and media industries are dominating...

Read More Why You Need to Pay Close Attention to TCPA
Predict Customer Behavior; No Crystal Ball Needed...

Consumer behavior is constantly evolving — from the channels they prefer to the economic trends spurring varying interest and activity. It’s no surprise that...

Read More Predict Customer Behavior; No Crystal Ball Needed
The Long-Term Impacts of the Great Recession...

It’s been over 10 years since the start of the Great Recession. However, its widespread effects are still felt today. While the country has rebounded in many...

Read More The Long-Term Impacts of the Great Recession
Getting the Job Done with Alternative Credit Data...

Would you hire a new employee strictly by their resume? Surely not – there’s so much more to a candidate than what’s written on...

Read More Getting the Job Done with Alternative Credit Data
Alternative Data: The Key to Expanding the Credit Univ...

Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...

Read More Alternative Data: The Key to Expanding the Credit Universe
CECL Q&A with Gavin Harding and Jose Tagunicar...

Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...

Read More CECL Q&A with Gavin Harding and Jose Tagunicar
CECL 101: Ready. CECL. Go....

What is CECL? CECL (Current Expected Credit Loss) is a new credit loss model, to be leveraged by financial institutions, that estimates the expected...

Read More CECL 101: Ready. CECL. Go.