Credit Lending

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Experian Celebrates National Fintech Day...

Today is National Fintech Day – a day that recognizes the ever-important role that fintech companies play in revolutionizing the customer experience and altering...

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Are You Ready for the New CFPB Regulation?...

Earlier this year, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM) to implement the Fair Debt Collection Practices Act...

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Why You Need to Pay Close Attention to TCPA...

Have you seen the latest Telephone Consumer Protection Act (TCPA) class action lawsuit? TCPA litigations in the communications, energy and media industries are dominating...

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Predict Customer Behavior; No Crystal Ball Needed...

Consumer behavior is constantly evolving — from the channels they prefer to the economic trends spurring varying interest and activity. It’s no surprise that...

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The Long-Term Impacts of the Great Recession...

It’s been over 10 years since the start of the Great Recession. However, its widespread effects are still felt today. While the country has rebounded in many...

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Getting the Job Done with Alternative Credit Data...

Would you hire a new employee strictly by their resume? Surely not – there’s so much more to a candidate than what’s written on...

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Alternative Data: The Key to Expanding the Credit Univ...

Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...

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CECL Q&A with Gavin Harding and Jose Tagunicar...

Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...

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CECL 101: Ready. CECL. Go....

What is CECL? CECL (Current Expected Credit Loss) is a new credit loss model, to be leveraged by financial institutions, that estimates the expected...

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Q1 2019 Consumer Credit Trends...

Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...

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Right Place, Wrong Time: Are You Leaving Customers Wai...

You’ve Got Mail! Probably a lot of it. Birthday cards from Mom, a graduation announcement from your third cousin’s kid whose name you can’t...

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Across the Universe of Alternative Credit Data...

The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...

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Experian Demonstrates Innovations Impacting Financial ...

Earlier this month, Experian joined FinovateSpring in San Francisco, CA to demonstrate innovations impacting financial health to over 1,000 attendees. The Finovate conference promotes...

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State of Credit: 10 Year Lookback...

It’s been over 10 years since the first rumblings of Great Recession started in 2008. Today, Americans are experiencing high levels of consumer confidence,...

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Leveraging Alternative Data to Improve Financial Acces...

Millions of consumers lack credit history and/or have difficulty obtaining credit from mainstream financial institutions. To ease access to credit for “invisible” and below...

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