Credit Lending

Loading...
CECL Q&A with Gavin Harding and Jose Tagunicar...

Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...

Read More CECL Q&A with Gavin Harding and Jose Tagunicar
CECL 101: Ready. CECL. Go....

What is CECL? CECL (Current Expected Credit Loss) is a new credit loss model, to be leveraged by financial institutions, that estimates the expected...

Read More CECL 101: Ready. CECL. Go.
Q1 2019 Consumer Credit Trends...

Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...

Read More Q1 2019 Consumer Credit Trends
Right Place, Wrong Time: Are You Leaving Customers Wai...

You’ve Got Mail! Probably a lot of it. Birthday cards from Mom, a graduation announcement from your third cousin’s kid whose name you can’t...

Read More Right Place, Wrong Time: Are You Leaving Customers Waiting?
Across the Universe of Alternative Credit Data...

The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...

Read More Across the Universe of Alternative Credit Data
Experian Demonstrates Innovations Impacting Financial ...

Earlier this month, Experian joined FinovateSpring in San Francisco, CA to demonstrate innovations impacting financial health to over 1,000 attendees. The Finovate conference promotes...

Read More Experian Demonstrates Innovations Impacting Financial Health at FinovateSpring 2019
State of Credit: 10 Year Lookback...

It’s been over 10 years since the first rumblings of Great Recession started in 2008. Today, Americans are experiencing high levels of consumer confidence,...

Read More State of Credit: 10 Year Lookback
Leveraging Alternative Data to Improve Financial Acces...

Millions of consumers lack credit history and/or have difficulty obtaining credit from mainstream financial institutions. To ease access to credit for “invisible” and below...

Read More Leveraging Alternative Data to Improve Financial Access
Changing Consumer Credit Trends...

Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans. According...

Read More Changing Consumer Credit Trends
#ExperianVision 2019 – Day 2 Recap...

Day 2 at this year’s Vision conference was fueled with new technology and inspiration. The morning session opened with Robert Boxberger, Experian President, Decision...

Read More #ExperianVision 2019 – Day 2 Recap
#ExperianVision 2019 – Day 1 Recap...

“Experian is transforming our business from a traditional credit bureau to a true technology and software provider,” said Craig Boundy, CEO of Experian, North...

Read More #ExperianVision 2019 – Day 1 Recap
Four Long-Lasting Habits of People with Exceptional Cr...

Your consumers’ credit score plays an important role in how lenders and financial institutions measure their creditworthiness and risk. With a good credit score,...

Read More Four Long-Lasting Habits of People with Exceptional Credit Scores
To win with machine learning, it isn’t what you do; it...

If you’re a credit risk manager or a data scientist responsible for modeling consumer credit risk at a lender, a fintech, a telecommunications company...

Read More To win with machine learning, it isn’t what you do; it’s how you do it
LendIt Fintech USA 2019 Showcases Experian’s Innovativ...

Earlier this month, Experian joined the nation’s largest community of online lenders at LendIt Fintech USA 2019 in San Francisco, CA to show over...

Read More LendIt Fintech USA 2019 Showcases Experian’s Innovative Tools that are Changing the Way Consumers Get Access to Credit
Gen Z: Game of Scrolls...

So often a microscope is set on examining millennials and their behaviors – especially when it comes to their priorities and finances. But there’s...

Read More Gen Z: Game of Scrolls