Credit Lending

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What is Prescreen?...

Perhaps the most reliable mailbox tenant, thick envelopes splashed with “limited time offer” or other flashy designations offering various card and credit products –...

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The Data You Need for a Win-Win Strategy...

Alternative credit data and trended data each have advantages to lenders and financial institutions. Is there such a thing as the MVD (Most Valuable...

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Alternative Credit Data vs. Trended Data: Head to Head...

Are You #TeamTrended or #TeamAlternative? There’s no such thing as too much data, but when put head to head, differences between the data sets...

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Putting Consumers in the Driver’s Seat of Their Credit...

Experian Boost gives consumers greater control over their credit profiles by allowing them to add non-traditional credit information to their Experian credit...

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Offshore vs onshore: a head-to-head comparison of data...

With scarce resources and limited experience available in the data science field, a majority of organizations are partnering with outside firms to fill gaps...

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5 trending financial services topics to watch in 2019...

2019 is here — with new technology, new regulations and new opportunities on the docket. What does that mean for the financial services space?...

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Debt Consolidation Nation...

With the new year just days behind us, and as the uptick in holiday spending comes back down, debt consolidation will take precedence along...

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One Small Step for Experian, A Giant Leap Forward for ...

What if you had an opportunity to boost your credit score with a snap of your fingers? With the announcement of Experian BoostTM, this...

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How to Kick Off the Season for Swiping (Credit Cards)...

The winter holiday festivities are underway, and when it comes to the local malls, the holiday spending spirit seems to have already been in...

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I Can See Clearly Now: 4 Myths of Alternative Credit D...

Every morning, I wake up and walk bleary eyed to the bathroom, pop in my contacts and start my usual routine. Did I always...

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Alt Data Use by Fintechs: Q&A with Gavin Harding ...

Picking up where we left off, online fintech lenders face the same challenges as other financial institutions; however, they continue to push the speed...

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Alt Data Use by Fintechs: Q&A with Gavin Harding ...

Fintechs seem to be the new Joneses. Everyone’s trying to keep up. I sat down with Gavin Harding, Senior Business Consultant with Experian Advisory...

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In lending as in baseball, Moneyball is no lon...

In 2011, data scientists and credit risk managers finally found an appropriate analogy to explain what we do for a living. “You know Moneyball?...

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Machine learning and Extreme Gradient Boosting...

This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...

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Fintechs: Thinking of Partnering with Other FIs?...

There’s no shortage of buzz around fintechs shifting from marketplace challengers to industry collaborators. Regardless of fintech’s general reputation as market disruptors, a case...

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