Automotive Lending

Loading...
How lenders can win with a data-driven credit marketin...

Many institutions take a “leap of faith” when it comes to developing prospecting strategies as it pertains to credit marketing. But effective strategies are...

Read More How lenders can win with a data-driven credit marketing strategy
Using trended data for deeper lending...

Historical data that illustrates lower credit card use and increases in payments is key to finding consumers whose credit trajectory is improving. But positive...

Read More Using trended data for deeper lending
How Experian’s DataLabs built a first-ever “texting fo...

This summer, Experian is releasing the market’s first-ever credit solution that enables consumers to apply for credit with a simple text message. Utilizing patent-pending...

Read More How Experian’s DataLabs built a first-ever “texting for credit” solution
What bubble?...

Subprime vehicle loans When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” But what is the...

Read More What bubble?
Loan balances reach all-time high, while vehicle price...

With steady sales growth the past several years, the auto industry has had a great run since the trough of the Great Recession in...

Read More Loan balances reach all-time high, while vehicle prices push more people to used cars and leasing
Trends suggest summer season will see spike in auto sa...

It’s more than mercury that will be up this summer. As temperatures climb, so do automotive sales, which often reach annual highs during the...

Read More Trends suggest summer season will see spike in auto sales
Speed and precision in driving auto lending...

Key drivers to auto financial services are speed and precision. What model year is your decisioning system? In the auto world the twinengineering goals...

Read More Speed and precision in driving auto lending
A culture of learning in auto lending...

Driver of success: Mitigate auto lending risk A culture of learning is a key driver of success. Does your risk culture continue to adapt?...

Read More A culture of learning in auto lending