Automotive Lending

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Millennial myth busted: Young consumers really do like...

Trivia question: Millennials don’t purchase new vehicles. True or F...

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Transforming Shopping Experiences: Experian’s Text for...

At Experian, innovation is at the heart of our culture. We strive for continuous improvement, from finding new ways to better use data to...

Read More Transforming Shopping Experiences: Experian’s Text for Credit Solution Wins Innovation Award for Consumer Lending
4 Types of Alternative Credit Data You Should Be Using...

Alternative credit data sources make it possible for lenders to gain a more holistic view of existing and potential client bases, enabling them to...

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Simple steps to lift an Experian security freeze...

Millions of Americans placed a credit freeze or restricted access to their credit file in recent months to keep identity thieves at bay. Credit...

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Trended attributes: key to segmentation strategy devel...

Today’s consumer lending environment is more dynamic and competitive than ever, with renewed focus on personal loans, marketplace lending and the ever-challenging credit card...

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It’s a “prime” time to buy a car...

When gearing up to buy a car, having a checklist of things to look for is important. Happily, it looks like consumers have added...

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Demystifying alternative data...

Alternative Data Shedding New Light on Consumers Why Investors Want Alternative Data Banks and Tech Firms Battle Over Something Akin to Gold: Your Data...

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How lenders can win with a data-driven credit marketin...

Many institutions take a “leap of faith” when it comes to developing prospecting strategies as it pertains to credit marketing. But effective strategies are...

Read More How lenders can win with a data-driven credit marketing strategy
Using trended data for deeper lending...

Historical data that illustrates lower credit card use and increases in payments is key to finding consumers whose credit trajectory is improving. But positive...

Read More Using trended data for deeper lending
How Experian’s DataLabs built a first-ever “texting fo...

This summer, Experian is releasing the market’s first-ever credit solution that enables consumers to apply for credit with a simple text message. Utilizing patent-pending...

Read More How Experian’s DataLabs built a first-ever “texting for credit” solution
What bubble?...

Subprime vehicle loans When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” But what is the...

Read More What bubble?
Loan balances reach all-time high, while vehicle price...

With steady sales growth the past several years, the auto industry has had a great run since the trough of the Great Recession in...

Read More Loan balances reach all-time high, while vehicle prices push more people to used cars and leasing
Trends suggest summer season will see spike in auto sa...

It’s more than mercury that will be up this summer. As temperatures climb, so do automotive sales, which often reach annual highs during the...

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Speed and precision in driving auto lending...

Key drivers to auto financial services are speed and precision. What model year is your decisioning system? In the auto world the twinengineering goals...

Read More Speed and precision in driving auto lending
A culture of learning in auto lending...

Driver of success: Mitigate auto lending risk A culture of learning is a key driver of success. Does your risk culture continue to adapt?...

Read More A culture of learning in auto lending