Financial Services

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Detecting Synthetic Identities: The Best Offense is a ...

Sometimes, the best offense is a good defense. That’s certainly true when it comes to detecting synthetic identities, which by their very nature become...

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Are Your Loyalty and Rewards Programs Safe?...

As the holiday shopping season kicks off, it’s prime time for fraudsters to prey on consumers who are racking up rewards points as they...

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Customer Loyalty and Fluidity in AFS and Traditional L...

Article written by Melanie Smith, Senior Copywriter, Experian Clarity Services, Inc. It’s been almost a decade since the Great Recession in the United States...

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Saving Time with APIs...

Time – it’s the only resource we can’t get more of, which is why we tend to obsess over saving it. Despite this obsession,...

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The Future of Fintech is Now: Powering the Next Genera...

Fintech is quickly changing. The word itself is synonymous with constant innovation, agile technology structures and being on the cusp of the future of...

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It’s Getting Late Early Around Here...

Retailers are already starting to display their Christmas decorations in stores and it’s only early November. Some might think they are putting the cart...

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Explaining AI for Financial Institutions...

It seems like artificial intelligence (AI) has been scaring the general public for years – think Terminator and SkyNet. It’s been a topic that’s...

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Step Up Your Game: Leveraging Technology and Online To...

As credit unions look to grow their loan portfolios and acquire new members, improving the member experience is critical to the process and remains...

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An Update on the Proposed CFPB Debt Collection Regulat...

To provide consumers with clear-cut protections against disturbance by debt collectors, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM)...

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The U.S. Social Security Administration’s Identity Ver...

Experian is excited to have been chosen as one of the first data and analytics companies that will enable access to Social Security Administration...

Read More The U.S. Social Security Administration’s Identity Verification and Consequences for Synthetic ID — The Eye of The Hurricane
Be More Like the DMV...

A few months ago, I got a letter from the DMV reminding me that it was finally time to replace my driver’s license. I’ve...

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Secrets to Avoiding Data Overload in Consumer Banking...

Retail banking leaders in a variety of industries (including risk management, credit, information technology and other departments) want to incorporate more data into their...

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The Future of Technology and Innovation...

The future is, factually speaking, uncertain. We don’t know if we’ll find a cure for cancer, the economic outlook, if we’ll be living in...

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Fintech vs. Traditional FIs: The Latest Trends in Pers...

In today’s age of digital transformation, consumers have easy access to a variety of innovative financial products and services. From lending to payments to...

Read More Fintech vs. Traditional FIs: The Latest Trends in Personal Loans
Experian Selected as a Participant in the Initial Roll...

Experian has been named one of the 10 participants, and only credit bureau, in the initial rollout of the SSA's new eCBSV...

Read More Experian Selected as a Participant in the Initial Rollout of the SSA’s New eCBSV Service