Financial Services

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Break Out of Decision Paralysis: Three Data Points Abo...

From the time we wake up to the minute our head hits the pillow, we make about 35,000 conscious and unconscious decisions a day....

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Five Collections Tools You Need for Tax Season...

We’ve popped the bottles at midnight, now it’s time to burst the reality bubble. Countdown: t-minus less than 90 days until what is for...

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Offshore vs Onshore: a Head-to-Head Comparison of Data...

With scarce resources and limited experience available in the data science field, a majority of organizations are partnering with outside firms to fill gaps...

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Five Trending Financial Services Topics to Watch in 20...

2019 is here — with new technology, new regulations and new opportunities on the docket. What does that mean for the financial services space?...

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Debt Consolidation Nation...

With the new year just days behind us, and as the uptick in holiday spending comes back down, debt consolidation will take precedence along...

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One Small Step for Experian, A Giant Leap Forward for ...

What if you had an opportunity to boost your credit score with a snap of your fingers? With the announcement of Experian BoostTM, this...

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It’s the Most Wonderful Time of the Year (for Fraud)...

It’s the holiday season — time for jingle bells, lighting candles, shopping sprees and credit card fraud. But we’re prepared. Our risk analyst team...

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Beyond Basic Data Sampling for Model Development...

Your model is only as good as your data, right? Actually, there are many considerations in developing a sound model, one of which is...

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Protecting People Fuels Experian’s Commitment to Ident...

As our society becomes ever more dependent on everything mobile, criminals are continually searching for and exploiting weaknesses in the digital ecosystem, causing significant...

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I Can See Clearly Now: Four Myths of Alternative Credi...

Every morning, I wake up and walk bleary eyed to the bathroom, pop in my contacts and start my usual routine. Did I always...

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The Rise of Synthetic Identity Fraud and Children...

Synthetic identities come from accounts held not by actual individuals, but by fabricated identities created to perpetrate fraud. It often starts with stealing a...

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In Lending as in Baseball, Moneyball Is No Longer Enou...

In 2011, data scientists and credit risk managers finally found an appropriate analogy to explain what we do for a living. “You know Moneyball?...

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Four Features You Need in an Analytical Environment...

I believe it was George Bernard Shaw that once said something along the lines of, “If economists were laid end-to-end, they’d never come to...

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Machine learning and Extreme Gradient Boosting...

This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...

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Pricing Optimization: Understanding a Customer’s Price...

How a business prices its products is a dynamic process that drives customer satisfaction and loyalty, as well as business success.  In the digital...

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