Experian Main Street Report

Q3 report findings

The holidays are here, and Black Friday sparks a surge in consumer spending, U.S. small businesses are proving remarkably resilient despite persistent economic challenges. The Experian Small Business Index™ shows tighter credit conditions, with modest delinquency movements, disciplined utilization rates, and accelerating new business starts.

About the report

Experian Main Street Report brings deep insight into the overall financial well-being of the small-business landscape, as well as provides commentary on what specific trends mean for credit grantors and the small-business community. Critical factors in the Main Street Report include a combination of business credit data (credit balances, delinquency rates, utilization rates, etc.) and macroeconomic information (employment rates, income, retail sales, industrial production, etc.).