Tag: credit cards

Loading...

In today’s highly competitive landscape, credit card issuers face the challenge of optimizing portfolio profitability while also effectively managing their overall risk. Financial institutions...

January 22, 2024 by Lauren Makowski

The winter holiday festivities are underway, and when it comes to the local malls, the holiday spending spirit seems to have already been in...

November 27, 2018 by Stefani Wendel

Consumer confidence is nearing an 18-year high. Unemployment figures are at record lows. Retail spend is healthy, and expected to stay that way through...

August 6, 2018 by Kerry Rivera

The average number of retail trades per consumer has been trending down since 2007. But the average consumer retail debt is trending up, roughly...

March 1, 2018 by Guest Contributor

Credit card balances grew to $786.6 billion at the end of 2017, a 6.7% increase to the previous year and the largest outstanding balance...

February 23, 2018 by Guest Contributor

Our national survey found that consumers struggle to find a credit card that meets their needs. They say there are too many options and...

October 12, 2017 by Guest Contributor

The economic expansion just passed the eight-year mark, and consumer credit defaults across mortgages, bankcards and auto loans are at pre–financial crisis levels. More...

August 3, 2017 by Guest Contributor

The holidays are behind us, the presents are unwrapped, resolutions have been made and may already be broken. For many, it’s the most depressing...

January 10, 2017 by Sacha Ricarte

Let’s play word association. When I say holiday season, what’s the first thing that comes to mind? Childhood memories. Connecting with family. A special...

December 6, 2016 by Kyle Matthies

The first six months of 2016 has shown that the total credit card limits among the subprime and deep subprime credit range totaled $6.4...

September 7, 2016 by Matt Tatham

Time to dust off those compliance plans and ensure you are prepared for the new regulations, specifically surrounding the Military Lending Act (MLA). Last...

February 29, 2016 by Tony Hadley

This month, it’s all about parties and gift giving and holiday traditions. Fast forward a month, however, and consumers will be in a different...

December 3, 2015 by Kerry Rivera

What the EMV Shift means for you I recently facilitated a Webinar looking at myths and truths in the market regarding the EMV liability...

November 16, 2015 by Keir Breitenfeld

What will the EMV shift really mean for consumers and businesses here in the U.S.? Businesses and consumers across the U.S. are still adjusting...

October 27, 2015 by Keir Breitenfeld

A recent Experian credit trends study showcases the types of debts Americans have, the amounts they owe and the differences between generations. Nationally, the...

March 20, 2012 by josephine.munis

Subscribe to our blog

Enter your name and email for the latest updates.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Subscribe to our Experian Insights blog

Don't miss out on the latest industry trends and insights!
Subscribe